{"id":735,"date":"2025-02-21T10:47:21","date_gmt":"2025-02-21T02:47:21","guid":{"rendered":"https:\/\/hu662.shop\/blog\/?p=735"},"modified":"2025-02-21T10:47:29","modified_gmt":"2025-02-21T02:47:29","slug":"car-loan-rate","status":"publish","type":"post","link":"https:\/\/hu662.shop\/blog\/735\/car-loan-rate\/","title":{"rendered":"2025\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f4\u7a2e\u8eca\u5b50\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\u7d66\u4f60\u770b\uff0c\u6700\u4f4e\u5229\u8eca\u8cb8\u662f\u9019\u7a2e\uff01"},"content":{"rendered":"\n

\u6c7d\u8eca\u4e0d\u50cf\u623f\u5730\u7522\u5177\u4fdd\u503c\u3001\u589e\u503c\u7684\u50f9\u503c\uff0c\u5c31\u7b97\u662f\u65b0\u8eca\uff0c\u53ea\u8981\u4e00\u639b\u724c\u3001\u4e00\u843d\u5730\uff0c\u5c31\u514d\u4e0d\u4e86\u6301\u7e8c\u8cb6\u503c\uff0c\u56e0\u6b64\u6c7d\u8eca\u8cb8\u6b3e<\/a>\u8ddf\u623f\u5c4b\u8cb8\u6b3e<\/a>\u4e0d\u540c\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u5c31\u6703\u6bd4\u8f03\u9ad8\u4e00\u9ede\uff0c\u4e14\u984d\u5ea6\u6700\u591a\u7533\u8acb\u5230\u65b0\u8eca\u8eca\u50f9\u76848\u6210\uff0c\u82e5\u662f\u4e2d\u53e4\u8eca\u8cb8\u6b3e<\/a>\uff0c\u984d\u5ea6\u5c31\u66f4\u4f4e\u4e86\uff0c\u90a3\u9ebc\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u7528\u8eca\u8cb8\u8cb7\u8eca<\/strong>\u6bd4\u8f03\u597d\u9084\u662f\u7528\u4fe1\u8cb8\u8cb7\u8eca<\/strong>\u6bd4\u8f03\u597d\u5462\uff1f\u672c\u7bc7\u5168\u65b9\u4f4d\u5e6b\u4f60\u89e3\u6790\uff0c\u9084\u6703\u6559\u4f60\u5224\u65b7\u8981\u7533\u8acb\u8eca\u8cb8\u9084\u662f\u4fe1\u8cb8\u5594\uff01<\/p>\n\n\n\n

\ud83d\udd25\u5bcc\u90a6\u4fe1\u8cb8<\/a>\u65b0\u6625\u5f37\u6a94\u512a\u60e0\uff0c\u9996\u671f\u5229\u73870.01%\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u73872.61%\u8d77\uff0c\u624b\u7e8c\u8cbb\u901a\u8def\u512a\u60e0\u9650\u66420\u5143\uff01\u53ea\u8981\u6709\u52de\u5065\u4fdd\u8b49\u660e\u90fd\u80fd\u7533\u8acb\uff0c\u6700\u5feb1\u5929\u5c31\u80fd\u6838\u8cb8\uff0c\u7dda\u4e0a\u7c3d\u7d04\u6700\u5feb10\u5206\u9418\u64a5\u6b3e\uff0c\u8cc7\u91d1\u9700\u6c42\u5c31\u627e\u5bcc\u90a6\u4fe1\u8cb8<\/a>\uff01\u2192\u7acb\u5373\u7533\u8acb<\/a><\/pre>\n\n\n\n

\u8eca\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f5\u7a2e\u8eca\u8cb8\u5229\u7387\u4e00\u6b21\u770b<\/h2>\n\n\n\n
<\/td>\u8eca\u8cb8\u5229\u7387<\/strong><\/td>\u8eca\u8cb8\u984d\u5ea6<\/strong><\/td>\u8eca\u8cb8\u671f\u9650<\/strong><\/td><\/tr>
\u65b0\u8eca\u8cb8\u6b3e<\/strong><\/td>2.93%~6.5%<\/td>40\u842c~1,000\u842c\u5143<\/td>\u6700\u9577 5~7\u5e74<\/td><\/tr>
\u4e2d\u53e4\u8eca\u8cb8\u6b3e<\/strong><\/td>3.2%~12%<\/td>40\u842c~1,000\u842c\u5143<\/td>\u6700\u9577 5~7\u5e74<\/td><\/tr>
\u539f\u8eca\u8cb8\u6b3e\u878d\u8cc7<\/strong><\/td>5.75%~13%<\/td>40\u842c~1,000\u842c\u5143<\/td>\u6700\u9577 5~7\u5e74<\/td><\/tr>
\u6c11\u9593\u6c7d\u8eca\u8cb8\u6b3e<\/strong><\/td>8%~16%<\/td>\u6700\u9ad8350\u842c<\/td>\u6700\u9577 5~6\u5e74<\/td><\/tr>
\u96fb\u52d5\u8eca\u8cb8\u6b3e<\/strong>*<\/td>2.52%~16%<\/td>\u6700\u9ad8300\u842c~500\u842c<\/td>\u6700\u9577 5~7\u5e74<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

*\u96fb\u52d5\u8eca\u8cb8\u6b3e\u70ba\u65b0\u578b\u614b\u8eca\u8cb8\uff0c\u4e0d\u9808\u8a2d\u5b9a\u6c7d\u8eca\u62b5\u62bc\uff0c\u50c5\u6191\u96fb\u52d5\u8eca\u8cb7\u8cb7\u5408\u7d04\u5373\u53ef\u7533\u8acb\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
\u9650\u6642\u512a\u60e0\u4f4e\u5229\u4fe1\u8cb8\u65b9\u6848\u63a8\u85a6<\/th>\n<\/tr>\n
<\/td>\n\n
<\/div>\n

\u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0<\/p>\n<\/td>\n

\n
\"\"<\/div>\n

\u6ed9\u8c50\u4fe1\u8cb8\u901a\u8def\u9650\u5b9a<\/p>\n<\/td>\n

\n
\"\"<\/div>\n

\u53f0\u5317\u5bcc\u90a6\u512a\u60e0\u4fe1\u8cb8<\/p>\n<\/td>\n<\/tr>\n

\n

\u512a\u60e0\u5229\u7387<\/p>\n<\/td>\n

\n

\u9996\u671f0.1<\/span>%<\/span>\uff0c\u7b2c2\u671f\u8d772.88%\u8d77<\/p>\n<\/td>\n

\n

\u9996\u671f0.01%<\/span>\uff0c\u7b2c2\u671f\u8d772.54%\u8d77<\/p>\n<\/td>\n

\n

\u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.7%\u8d77<\/p>\n<\/td>\n<\/tr>\n

\n

\u6700\u9ad8\u984d\u5ea6<\/p>\n<\/td>\n

\n

600\u842c<\/p>\n<\/td>\n

\n

800\u842c<\/p>\n<\/td>\n

\n

500\u842c<\/p>\n<\/td>\n<\/tr>\n

\n

\u624b\u7e8c\u8cbb<\/p>\n<\/td>\n

\n

0\u5143<\/p>\n

(\u53e6\u6709100\u5143\u5fb5\u4fe1\u8cbb)<\/sub><\/p>\n<\/td>\n

\n

\u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n

\n

\u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n<\/tr>\n

\n

APR<\/p>\n<\/td>\n

\n

2.79%\u8d77<\/p>\n<\/td>\n

\n

2.46%\u8d77<\/p>\n<\/td>\n

\n

2.61%\u8d77<\/p>\n<\/td>\n<\/tr>\n

\n

\u63a8\u85a6\u539f\u56e0<\/p>\n<\/td>\n

\n

\u6709\u6295\u4fdd\u52de\u4fdd\u5373\u53ef\u7533\u8fa6\uff0c\u4e14\u904e\u4ef6\u7387\u9ad8<\/p>\n<\/td>\n

\n

\u4fe1\u7528\u5361\u6301\u53613\u500b\u6708\u4ee5\u4e0a\u5373\u53ef\u7533\u8fa6\uff0c\u6709\u7a69\u5b9a\u85aa\u8f49\u5229\u7387\u4f4e<\/p>\n<\/td>\n

\n

\u6709\u52de\u5065\u4fdd\u5373\u53ef\u7533\u8acb\uff0c\u5bcc\u90a6\u5f80\u4f86\u6236\u5229\u7387\u76f8\u5c0d\u4f4e<\/p>\n<\/td>\n<\/tr>\n

<\/td>\n\u7acb\u5373\u7533\u8acb<\/a><\/td>\n\u7acb\u5373\u7533\u8acb<\/a><\/td>\n\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n
\ud83c\udf89\u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0\ud83c\udf89 
\u8cb8\u6b3e\u5e74\u5229\u7387\u9996\u671f\u5229\u7387 0.01%<\/mark><\/strong>\uff0c\u6700\u9ad8\u984d\u5ea6600\u842c<\/strong><\/mark>\uff1b\u5373\u65e5\u8d77~2025\/2\/28\u6b62\u900f\u904e
AlphaLoan \u5c08\u5c6c\u9023\u7d50<\/a>\u7533\u8fa6\uff0c\u8cb8\u6b3e50\u842c\u4ee5\u4e0a(\u4e0d\u542b)\u4e14\u6b63\u5e38\u7e73\u6b3e\u6eff3\u500b\u6708\uff0c\u5373\u53ef\u4eab\u901a\u8def\u9650\u5b9a\u597d\u79ae<\/mark><\/strong>\u300c6,000\u5143\u7121\u671f\u9650momo\u5e63\u300d\u3001\u300cMarshallMotif II A.N.C. \u771f\u7121\u7dda\u964d\u566a\u85cd\u7259\u8033\u6a5f\u300d\u4e8c\u9078\u4e00\uff0c\u9ede\u64ca\u9023\u7d50\u67e5\u770b\u6d3b\u52d5\u8fa6\u6cd5<\/a>\u3002<\/pre>\n\n\n\n

3\u7a2e\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03<\/h2>\n\n\n\n

\u9280\u884c\u8cfc\u8eca(\u65b0\u8eca\/\u4e2d\u53e4\u8eca)\u8cb8\u6b3e<\/h3>\n\n\n\n