{"id":542,"date":"2024-05-07T17:46:46","date_gmt":"2024-05-07T09:46:46","guid":{"rendered":"https:\/\/hu662.shop\/blog\/?p=542"},"modified":"2024-05-07T17:46:47","modified_gmt":"2024-05-07T09:46:47","slug":"dbr22","status":"publish","type":"post","link":"https:\/\/hu662.shop\/blog\/542\/dbr22\/","title":{"rendered":"DBR22\u500d\u662f\u4ec0\u9ebc\uff1f\u4fe1\u8cb8\u984d\u5ea6\u7684\u95dc\u9375\u6578\u5b57\u5168\u89e3\u6790"},"content":{"rendered":"\n<p>DBR(Debt Burden Ratio\uff0c\u4e5f\u5c31\u662f\u8ca0\u50b5\u6bd4)22\u500d\u662f\u91d1\u7ba1\u6703\u7684\u898f\u5b9a\uff0cDBR22\u500d\u8a72\u600e\u9ebc\u8a08\u7b97\uff1f\u9280\u884c\u771f\u7684\u53ef\u4ee5\u8cb8\u5230\u6708\u6536\u5165\u768422\u500d\u55ce\uff1f\u672c\u7bc7\u6703\u7528\u6700\u7c21\u55ae\u6613\u61c2\u7684\u767d\u8a71\u6587\u89e3\u6790\u9280\u884c\u5c08\u6709\u540d\u8a5e\uff0c\u4e26\u4e14\u8aaa\u660e\u54ea\u4e9b\u8ca0\u50b5\u6703\u7b97\u9032DBR22\u500d\u88e1\uff0c\u5e6b\u4f60\u8a55\u4f30\u81ea\u5df1\u53ef\u4ee5\u7533\u8acb\u591a\u5c11\u4fe1\u8cb8\u984d\u5ea6\u5594\u3002<\/p>\n\n\n\n<p>\u9664\u4e86\u5957\u9032\u516c\u5f0f\u81ea\u5df1\u7b97\u4fe1\u8cb8\u984d\u5ea6\uff0c\u9084\u5229\u7528<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u8cb8\u6b3e\u9810\u6e2c\u5de5\u5177<\/a>\uff0c\u76f4\u63a5\u5e6b\u4f60\u9810\u6e2c\u6700\u9ad8\u53ef\u4ee5\u7533\u8acb\u7684\u8cb8\u6b3e\u984d\u5ea6\u662f\u591a\u5c11\uff0c\u9084\u53ef\u4ee5\u7528\u7b26\u5408\u4f60\u7684\u500b\u4eba\u5316\u689d\u4ef6\u9810\u6e2c\u4f60\u7684\u4fe1\u8cb8\u904e\u4ef6\u7387\u548c\u5229\u7387\u5594\uff01<\/p>\n\n\n<table class=\"blogtable\">\n<tbody>\n<tr>\n<th colspan=\"4\">\u9650\u6642\u512a\u60e0\u4f4e\u5229\u4fe1\u8cb8\u65b9\u6848\u63a8\u85a6<\/th>\n<\/tr>\n<tr>\n<td style=\"width: 13%;\"><\/td>\n<td style=\"width: 29%; text-align: center;\">\n<div class=\"blogCard\"><img decoding=\"async\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/06\/\u6e23\u6253logo-\u4e2d\u6587-300-158.png\" width=\"100%\" \/><\/div>\n<p class=\"font_4\" style=\"text-align: center;\">\u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0<\/p>\n<\/td>\n<td style=\"width: 29%; text-align: center;\">\n<div class=\"blogCard\"><img decoding=\"async\" class=\"alignnone wp-image-2054 size-full\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/06\/hsbc-\u6ed9\u8c50\u9280\u884c-logo-300-158.png\" alt=\"\" width=\"300\" height=\"158\" \/><\/div>\n<p class=\"font_4\" style=\"text-align: center;\">\u6ed9\u8c50\u4fe1\u8cb8\u901a\u8def\u9650\u5b9a<\/p>\n<\/td>\n<td style=\"width: 29%; text-align: center;\">\n<div class=\"blogCard\"><img decoding=\"async\" class=\"alignnone size-full wp-image-4956\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/12\/\u5bcc\u90a6logo-300-158.jpg\" alt=\"\" width=\"300\" height=\"158\" \/><\/div>\n<p class=\"font_4\" style=\"text-align: center;\">\u53f0\u5317\u5bcc\u90a6\u512a\u60e0\u4fe1\u8cb8<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u512a\u60e0\u5229\u7387<\/p>\n<\/td>\n<td>\n<p class=\"font_4\"><span class=\"priceTag\"><span style=\"font-weight: 400;\">\u9996\u671f0.1<\/span>%<\/span>\uff0c\u7b2c2\u671f\u8d772.88%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u9996\u671f<span class=\"priceTag\">0.01%<\/span>\uff0c\u7b2c2\u671f\u8d772.54%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.7%\u8d77<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u6700\u9ad8\u984d\u5ea6<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">600\u842c<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">800\u842c<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">500\u842c<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u624b\u7e8c\u8cbb<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">0\u5143<\/p>\n<p class=\"font_4\"><sub>(\u53e6\u6709100\u5143\u5fb5\u4fe1\u8cbb)<\/sub><\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">APR<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">2.79%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">2.46%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">2.61%\u8d77<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u63a8\u85a6\u539f\u56e0<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u6709\u6295\u4fdd\u52de\u4fdd\u5373\u53ef\u7533\u8fa6\uff0c\u4e14\u904e\u4ef6\u7387\u9ad8<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u4fe1\u7528\u5361\u6301\u53613\u500b\u6708\u4ee5\u4e0a\u5373\u53ef\u7533\u8fa6\uff0c\u6709\u7a69\u5b9a\u85aa\u8f49\u5229\u7387\u4f4e<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u6709\u52de\u5065\u4fdd\u5373\u53ef\u7533\u8acb\uff0c\u5bcc\u90a6\u5f80\u4f86\u6236\u5229\u7387\u76f8\u5c0d\u4f4e<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><a class=\"blogBtn\" href=\"https:\/\/pse.is\/5c3gv4\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<td><a href=\"https:\/\/pse.is\/5d92a7\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<td><a class=\"blogBtn\" href=\"https:\/\/pse.is\/67axm7\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<h2 class=\"wp-block-heading\">DBR22\u500d\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>DBR\u662fDebt Burden Ratio\u7684\u7e2e\u5beb\uff0c\u4e5f\u5c31\u662f\u8ca0\u50b5\u6bd4\u3002DBR22\u500d\u5247\u662f\u5c08\u6307\uff1a\u91d1\u878d\u76e3\u7763\u7ba1\u7406\u59d4\u54e1\u6703(\u7c21\u7a31\u91d1\u7ba1\u6703)\u898f\u5b9a\uff0c\u91d1\u878d\u6a5f\u69cb\u5728\u627f\u4f5c\u7121\u64d4\u4fdd\u8cb8\u6b3e\u6642\uff0c\u4e00\u5b9a\u8981\u9075\u5b88\u300c\u8ca0\u50b5\u984d\u5ea6\u70ba\u5e73\u5747\u6708\u6536\u516522\u500d\u300d\u7684\u5efa\u8b70\u4e0a\u9650\u503c(\u91d1\u7ba1\u6703<a href=\"https:\/\/law.fsc.gov.tw\/LawContent.aspx?id=FE052046\" target=\"_blank\" rel=\"noreferrer noopener\">\u539f\u6587\u6cd5\u898f<\/a>)\u3002<\/p>\n\n\n\n<p>\u767d\u8a71\u6587\u7ffb\u8b6f\u5c31\u662f\uff0c\u9280\u884c\u4e0d\u9700\u8981\u64d4\u4fdd\u54c1\u5c31\u501f\u7d66\u4f60\u7684\u9322\uff0c\u6700\u591a\u4e0d\u80fd\u8d85\u904e\u4f60\u5e73\u5747\u6708\u6536\u5165\u768422\u500d\uff0c\u8209\u4f8b\u8aaa\u660e\uff0c\u5c0f\u660e\u7684\u5e73\u5747\u6708\u6536\u5165\u662f4\u842c\uff0cDBR22\u500d = 4\u842c x 22 = 88\u842c\u3002\u4ee3\u8868\u5c0f\u660e\u6700\u591a\u53ef\u4ee5\u5f9e\u9280\u884c\u501f\u523088\u842c\u7684\u4fe1\u7528\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u4e0d\u7528\u64d4\u4fdd\u54c1\u5c31\u501f\u7d66\u4f60\u7684\u9322\u5305\u542b\uff1a\u4fe1\u7528\u5361\u8cbb\u3001\u4fe1\u7528\u5361\u5206\u671f\u672a\u4ed8\u6b3e\u91d1\u984d\u3001\u4fe1\u7528\u5361\u5faa\u74b0\u9918\u984d\u548c\u4fe1\u7528\u8cb8\u6b3e\u9918\u984d&#8230;&#8230;\u7b49\u7b49\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">DBR22\u500d\u600e\u9ebc\u7b97\uff1f\u8a08\u7b97\u516c\u5f0f\uff1f<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>DBR22\u500d\u7684\u8a08\u7b97\u516c\u5f0f\u662f\uff1a\u7121\u64d4\u4fdd\u501f\u6b3e\u7e3d\u984d&lt;\u5e73\u5747\u6708\u6536\u5165\u00d722\u500d<\/p>\n<\/blockquote>\n\n\n\n<p>\u300c\u5e73\u5747\u6708\u6536\u5165\u300d\u7684\u8a08\u7b97\u65b9\u5f0f\u662f\uff1a\u5e74\u85aa\u00f712\u500b\u6708\u3002\u5305\u542b\u6bcf\u500b\u6708\u9818\u5230\u7684\u56fa\u5b9a\u85aa\u8cc7\u3001\u5e74\u7d42\u734e\u91d1\u3001\u7e3e\u6548\u734e\u91d1&#8230;\u7b49\u7b49\uff0c\u4e00\u5e74\u5167\u6240\u6709\u6536\u5165\u52a0\u7e3d\u8d77\u4f86\uff0c\u518d\u9664\u4ee512\u500b\u6708\uff0c\u7b97\u51fa\u5e73\u5747\u6708\u6536\u5165\u3002<\/p>\n\n\n\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5c0f\u660e\u7684\u5e74\u85aa\u5305\u542b\u734e\u91d1\u662f48\u842c\uff0c\u5e73\u5747\u6708\u6536\u5165\u5c31\u662f4\u842c\uff0c\u90a3\u9ebc\u5c0f\u660e\u53ef\u4ee5\u5f9e\u9280\u884c\u501f\u5230\u7684\u300c\u7121\u64d4\u4fdd\u501f\u6b3e\u7e3d\u984d\u300d\u5c31\u6703\u662f88\u842c\u5143\uff0c4\u842c X 22\u500d=88\u842c\uff0c\u5047\u8a2d\u5c0f\u660e\u7528\u4fe1\u7528\u5361\u9810\u501f\u73fe\u91d13\u842c\u5143\uff0c\u7528\u5206\u671f\u8cb7\u4e86\u5bb6\u96fb\u7528\u54c15\u842c\u5143\uff0c\u5982\u679c\u9019\u6642\u5019\u5c0f\u660e\u60f3\u8981\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff0c\u6700\u591a\u53ea\u80fd\u7533\u8acb\u523080\u842c\u5143\u7684\u984d\u5ea6\uff0c\u624d\u4e0d\u6703\u8d85\u904eDBR22\u500d\u7684\u4e0a\u9650\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u5df2\u7d93\u77e5\u9053\u300c\u5e73\u5747\u6708\u6536\u5165\u300d\u600e\u9ebc\u8a08\u7b97\uff0c\u90a3\u300c\u7121\u64d4\u4fdd\u501f\u6b3e\u7e3d\u984d\u300d\u5305\u542b\u54ea\u4e9b\u5462\uff1f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">DBR22\u500d\u5305\u542b\u54ea\u4e9b\uff1f\u5b78\u8cb8\u7b97\u55ce\uff1f<\/h2>\n\n\n\n<p>DBR22\u500d\u7684\u9650\u5236\u50c5\u9650\u65bc\u300c\u7121\u64d4\u4fdd\u501f\u6b3e\u7e3d\u984d\u300d\uff0c\u90a3\u9ebc\u54ea\u4e9b\u501f\u6b3e\u7b97\u662f\u7121\u64d4\u4fdd\u501f\u6b3e\uff1f<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>DBR22\u500d\u8a08\u7b97\u5305\u542b<\/strong><\/td><td><strong>DBR22\u500d\u8a08\u7b97<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u4e0d\u5305\u542b<\/mark><\/strong><\/td><\/tr><tr><td>1. \u4fe1\u7528\u5361\u672a\u7e73\u9918\u984d<br>2. \u4fe1\u7528\u5361\u5206\u671f\u672a\u7e73\u9918\u984d<br>3. \u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f<br>4. \u9810\u501f\u73fe\u91d1\u672a\u7e73\u9918\u984d<br>5. \u5df2\u64a5\u6b3e\u4fe1\u8cb8\u672a\u7e73\u9918\u984d<br>6. \u5faa\u74b0\u578b\u4fe1\u8cb8\u984d\u5ea6<br>7. \u5df2\u958b\u59cb\u9084\u6b3e\u7684\u5b78\u8cb8\u672a\u7e73\u9918\u984d<\/td><td>1. \u4f01\u696d\u54e1\u5de5\u8a8d\u8cfc\u300e\u9650\u5236\u54e1\u5de5\u6b0a\u5229\u65b0\u80a1\u300f\u4e4b\u8cb8\u6b3e<br>2. \u6cd5\u62cd\u5c4b\u4ee3\u588a\u6295\u6a19\u4fdd\u8b49\u91d1\u53ca\u4ee3\u588a\u5c3e\u6b3e\u8cb8\u6b3e<br>3. \u500b\u4eba\u81ea\u5efa\u623f\u5c4b\u81ea\u4f4f\u4e4b\u5efa\u7bc9\u878d\u8cc7\u8cb8\u6b3e<br>4. \u53c3\u8207\u90fd\u5e02\u66f4\u65b0\u8a08\u756b\u8cb8\u6b3e<br>\u4ee5\u4e0a4\u7a2e\u7121\u64d4\u4fdd\u8cb8\u6b3e\u53ef\u5728\u300c\u4e00\u5b9a\u5408\u7406\u671f\u9593\u5167\u300d\u4e0d\u53d7DBR22\u500d\u9650\u5236<br>5. \u653f\u7b56\u6027\u5c31\u5b78\u8cb8\u6b3e<br>6. \u7b26\u5408\u898f\u5b9a\u7684\u5fae\u578b\u4f01\u696d\u5275\u696d\u8cb8\u6b3e<br>7. \u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e<br>8. \u539f\u4f4f\u6c11\u5fae\u578b\u7d93\u6fdf\u6d3b\u52d5\u8cb8\u6b3e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5176\u4ed6\u7a2e\u985e\u7684\u8cb8\u6b3e\u50cf\u662f\u623f\u5c4b\u8cb8\u6b3e\u3001\u6c7d\u8eca\u8cb8\u6b3e\u7b49\u7b49\uff0c\u6709\u623f\u5c4b\u3001\u6c7d\u8eca\u7576\u4f5c\u64d4\u4fdd\u54c1\u7684\u8cb8\u6b3e\uff0c\u5c31\u4e0d\u7b97\u5728DBR22\u500d\u88e1\u5594\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8cb8\u6b3e\u984d\u5ea6\u771f\u7684\u53ef\u4ee5\u7533\u8acb\u5230DBR22\u500d\u55ce\uff1f<\/h2>\n\n\n\n<p>\u96d6\u7136\u91d1\u7ba1\u6703\u898f\u5b9a\u7684\u7121\u64d4\u4fdd\u501f\u6b3e\u7e3d\u984d\u4e0a\u9650\u662f\u5e73\u5747\u6708\u6536\u5165\u768422\u500d\uff0c\u4f46\u771f\u7684\u53ef\u4ee5\u501f\u5230\u6effDBR22\u500d\u55ce\uff1f\u5176\u5be6\u9280\u884c\u662f\u4e0d\u592a\u53ef\u80fd\u653e\u6b3e\u8b93\u6211\u5011\u8cb8\u5230\u6eff22\u500d\u4e0a\u9650\uff0c\u901a\u5e38\u8cb8\u6b3e\u4e0a\u9650\u6703\u662f\u5e73\u5747\u6708\u6536\u5165\u768415~18\u500d\uff0c\u5c11\u6578\u9280\u884c\u7576\u4fe1\u8cb8\u7533\u8acb\u8005\u7684\u500b\u4eba\u689d\u4ef6\u8f03\u597d\u3001\u6536\u5165\u9ad8\u3001\u4fe1\u7528\u8a55\u5206\u9ad8\u7684\u4eba\uff0c\u984d\u5ea6\u624d\u6bd4\u8f03\u6709\u6a5f\u6703\u7533\u8acb\u5230\u6708\u6536\u516520\u500d\u751a\u81f3\u4ee5\u4e0a\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u5c0f\u660e\u8868\u9762\u4e0a\u770b\u8d77\u4f86\u9084\u53ef\u4ee5\u518d\u7533\u8acb80\u842c\u5143\u4fe1\u8cb8\uff0c\u4f46\u5176\u5be6\u5927\u591a\u6578\u9280\u884c\u5be9\u6838\u901a\u904e\u7684\u984d\u5ea6\u662f55\u842c~67\u842c\u4e4b\u9593\uff0c\u4e8b\u524d\u77ad\u89e3\u9280\u884c\u7684\u4fe1\u8cb8\u898f\u7bc4\uff0c\u8a08\u7b97\u81ea\u5df1\u7684\u7121\u64d4\u4fdd\u8cb8\u6b3e\u7e3d\u9918\u984d\uff0c\u597d\u597d\u898f\u5283\u8cc7\u91d1\u5468\u8f49\u554f\u984c\uff0c\u624d\u4e0d\u6703\u767d\u767d\u6d6a\u8cbb\u6642\u9593\u3002<\/p>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/hu662.shop\/blog\/536\/loan-limit\/\" target=\"_blank\" data-type=\"post\" data-id=\"536\" rel=\"noreferrer noopener\">\u4fe1\u7528\u8cb8\u6b3e\u984d\u5ea63\u79d2\u8a66\u7b97\uff01\u63d0\u5347\u4fe1\u8cb8\u984d\u5ea6\u4e0a\u9650\u7684\u79d8\u5bc6<\/a><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u5df1\u8a66\u7b97\u53ef\u8cb8\u984d\u5ea6\u6709\u591a\u5c11<\/h2>\n\n\n\n<p>\u4fe1\u7528\u8cb8\u6b3e\u984d\u5ea6\u7684\u8a08\u7b97\u65b9\u5f0f\uff0c\u9664\u4e86DBR22\u500d\u4ee5\u5916\uff0c\u9084\u67092\u500b\u95dc\u9375\u6578\u5b57\u4e5f\u9700\u8981\u6ce8\u610f\uff0c\u5206\u5225\u662f\u8a55\u4f30\u6bcf\u6708\u9084\u6b3e\u8ca0\u64d4\u4e0a\u9650\u548c\u8cc7\u7522\u50f9\u503c\u7684\u516c\u5f0f\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u6708\u8ca0\u50b5\u6536\u652f\u6bd4\uff1a\u6bcf\u500b\u6708\u9700\u8981\u511f\u9084\u7684\u8ca0\u50b5 \u00f7 \u5e73\u5747\u6708\u6536\u5165\uff58100% &lt; 70%<\/li>\n\n\n\n<li>\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\uff1a\u7e3d\u8ca0\u50b5\u91d1\u984d \u00f7 \u7e3d\u8cc7\u7522\uff58100% &lt; 60%<\/li>\n<\/ol>\n\n\n\n<p>\u7528\u90193\u500b\u516c\u5f0f\u53ef\u4ee5\u81ea\u5df1\u8a66\u7b97\u53ef\u8cb8\u984d\u5ea6\u4e0a\u9650\uff0c\u4f46\u4e0d\u4e00\u5b9a\u6bcf\u5bb6\u9280\u884c\u90fd\u6703\u9858\u610f\u6838\u8cb8\u5230\u4e0a\u9650\uff0c\u6709\u4e9b\u6bd4\u8f03\u4fdd\u5b88\u7684\u9280\u884c\uff0c\u9858\u610f\u653e\u6b3e\u7684\u984d\u5ea6\u6703\u518d\u66f4\u5c11\u4e00\u4e9b\uff0c\u5982\u679c\u662f\u9700\u6c42\u984d\u5ea6\u525b\u597d\u5728\u4e0a\u9650\u908a\u7de3\u7684\u4eba\uff0c\u9084\u662f\u8981\u614e\u9078\u9280\u884c\u6bd4\u8f03\u4fdd\u96aa\uff0c\u7528<a href=\"https:\/\/hu662.shop\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u6bd4\u8f03\u5de5\u5177<\/a>\u5e6b\u4f60\u627e\u5230\u653e\u6b3e\u6bd4\u8f03\u5bec\u9b06\u7684\u9280\u884c\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/hu662.shop\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=202406\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2024\/06\/2024_06_Alphaloan-blog_CTA.gif\" alt=\"\" class=\"wp-image-4816\"\/><\/a><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">DBR22\u500d\u5e38\u898b\u554f\u984cQ&amp;A<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-50\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q1. DBR22\u500d\u662f\u4ec0\u9ebc\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>DBR22\u500d\u5c31\u662f\u91d1\u7ba1\u6703\u898f\u5b9a\uff0c\u884c\u4e0d\u9700\u8981\u64d4\u4fdd\u54c1\u5c31\u501f\u7d66\u4f60\u7684\u9322\uff0c\u6700\u591a\u4e0d\u80fd\u8d85\u904e\u4f60\u5e73\u5747\u6708\u6536\u5165\u768422\u500d\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-42\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q2. DBR22\u500d\u5305\u542b\u54ea\u4e9b\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u5305\u542b\u6240\u6709\u4fe1\u7528\u5361\u672a\u7e73\u9918\u984d\u3001\u4fe1\u7528\u8cb8\u6b3e\u672a\u7e73\u9918\u984d\u4ee5\u53ca\u5df2\u958b\u59cb\u9084\u6b3e\u7684\u5b78\u8cb8\u672a\u7e73\u9918\u984d\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-63\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q3. \u5be6\u969b\u4e0a\u771f\u7684\u53ef\u4ee5\u8cb8\u5230DBR22\u500d\u55ce\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u5be6\u969b\u4e0a\u9280\u884c\u9858\u610f\u653e\u6b3e\u7684\u984d\u5ea6\u5927\u81f4\u4e0a\u662f\u5e73\u5747\u6708\u6536\u5165\u768415~18\u500d\u3002<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"wp-block-table\">\n<table><tbody>\n<tr style=\"background-color: #4c9f75;\"><td colspan=\"3\"><span style=\"font-size: 15pt; color: #ffffff \"><b>\ud83d\udca1\u4fe1\u8cb8\u65b0\u624b\u6751-\u7533\u8acb\u4f4e\u5229\u4fe1\u8cb8\u5fc5\u77e515\u554f\ud83d\udca1<\/b><\/span><\/td><\/td>\n  <tr><td class=\"hover-float-top\"><a href=\"https:\/\/hu662.shop\/blog\/260\/what-is-personal-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u8cb8\u662f\u4ec0\u9ebc\uff1f<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/374\/credit-level\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u7528\u8a55\u5206\u591a\u5c11\u624d\u5920\uff1f<\/a>\n    <\/td><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/299\/personal-loan-recommend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u8cb8\u63a8\u85a6\u5b8c\u6574\u653b\u7565<\/a><\/td><\/tr>\n  \n  <tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/234\/loan-time\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u4fe1\u8cb8\u6d41\u7a0b\u77e5\u591a\u5c11\uff1f<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/406\/apply-jcic\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u806f\u5fb5\u5831\u544a\u7533\u8acb\u6559\u5b78<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/874\/empty-credit-loan-recommend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u5c0f\u767d\u4fe1\u8cb8\u63a8\u85a6\u9280\u884c<\/a><\/td>\n  \n  <\/tr><tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/265\/credit-loan-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4f4e\u5229\u4fe1\u8cb8\u7533\u8acb\u653b\u7565<\/a><\/td>\n  <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/334\/jcic-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u806f\u5fb5\u5831\u544a\u600e\u9ebc\u770b\uff1f<\/a><\/td>\n  <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/326\/easy-approved-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u8cb8\u597d\u904e\u9280\u884c\u63a8\u85a6<\/a><\/td><\/tr>\n  \n  <tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/536\/loan-limit\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u4fe1\u8cb8\u984d\u5ea6\u591a\u5c11\uff1f<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/508\/correspondent-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u8ff7\u601d\u7834\u89e3-\u5f80\u4f86\u9280\u884c<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/848\/on-lend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u8f49\u589e\u8cb8\u63a8\u85a6\u9280\u884c<\/a><\/td><\/tr>\n  \n  <tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/253\/loan-requirement\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u5fc5\u77e57\u5927\u4fe1\u8cb8\u689d\u4ef6<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/463\/creditloan-trap\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u907f\u958b7\u5927\u4fe1\u8cb8\u9677\u9631<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/479\/debt-consolidation-recommend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u50b5\u52d9\u6574\u5408\u63a8\u85a6\u9280\u884c<\/a><\/td><\/tr>\n  <tr>\n<th colspan=\"3\"><a href=\"https:\/\/pse.is\/5nl6wm\" target=\"_blank\" rel=\"noreferrer noopener\">30\u79d2\u53d6\u5f97\u500b\u4eba\u4fe1\u8cb8\u9810\u6e2c\u5831\u544a<\/a><\/th>\n<\/tr>\n<\/table><\/tbody>\n","protected":false},"excerpt":{"rendered":"<p>DBR(Debt Burden Ratio\uff0c\u4e5f\u5c31\u662f\u8ca0\u50b5\u6bd4)22\u500d\u662f\u91d1\u7ba1\u6703\u7684\u898f\u5b9a\uff0cDBR22\u500d\u6539\u600e\u9ebc\u8a08\u7b97\uff1f\u9280\u884c\u771f\u7684\u53ef\u4ee5\u8cb8\u5230\u6708\u6536\u5165\u768422\u500d\u55ce\uff1f\u672c\u7bc7\u6703\u7528\u6700\u7c21\u55ae\u6613\u61c2\u7684\u767d\u8a71\u6587\u89e3\u6790\u9280\u884c\u5c08\u6709\u540d\u8a5e\uff0c\u4e26\u4e14\u8aaa\u660e\u54ea\u4e9b\u8ca0\u50b5\u6703\u7b97\u9032DBR22\u500d\u88e1\uff0c\u5e6b\u4f60\u8a55\u4f30\u81ea\u5df1\u53ef\u4ee5\u7533\u8acb\u591a\u5c11\u4fe1\u8cb8\u984d\u5ea6\u5594\u3002<\/p>\n","protected":false},"author":2,"featured_media":545,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[1],"tags":[76,75,7],"class_list":["post-542","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan","tag-dbr22","tag-75","tag-7"],"fimg_url":"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2022\/04\/DBR22\u500d\u662f\u4ec0\u9ebc\uff1f\u4fe1\u8cb8\u984d\u5ea6\u7684\u95dc\u9375\u6578\u5b57\u5168\u89e3\u6790.jpg","_links":{"self":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/comments?post=542"}],"version-history":[{"count":8,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/542\/revisions"}],"predecessor-version":[{"id":4444,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/542\/revisions\/4444"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media\/545"}],"wp:attachment":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media?parent=542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/categories?post=542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/tags?post=542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}