{"id":436,"date":"2022-03-29T16:20:15","date_gmt":"2022-03-29T08:20:15","guid":{"rendered":"https:\/\/hu662.shop\/blog\/?p=436"},"modified":"2024-11-07T17:54:51","modified_gmt":"2024-11-07T09:54:51","slug":"recover-from-creditcard-debt","status":"publish","type":"post","link":"https:\/\/hu662.shop\/blog\/436\/recover-from-creditcard-debt\/","title":{"rendered":"\u5361\u50b5\u9084\u6e05\u591a\u4e45\u6062\u5fa9\u4fe1\u7528\uff1f\u518d\u7533\u8acb\u4f4e\u5229\u8cb8\u6b3e\u79d8\u65b9\u516c\u958b&\u5feb\u901f\u9084\u6e05\u5361\u50b5\u79d8\u8a23"},"content":{"rendered":"\n

\u4fe1\u7528\u5361\u662f\u73fe\u4ee3\u793e\u6703\u4e2d\u975e\u5e38\u65b9\u4fbf\u7684\u4e00\u7a2e\u652f\u4ed8\u5de5\u5177\uff0c\u4f46\u4e5f\u662f\u56e0\u70ba\u4f7f\u7528\u592a\u904e\u65b9\u4fbf\uff0c\u5c0e\u81f4\u8a31\u591a\u4eba\u904e\u5ea6\u6d88\u8cbb\uff0c\u53cd\u800c\u6b20\u4e0b\u4e00\u5c41\u80a1\u50b5\uff0c\u5c24\u5176\u662f\u4fe1\u7528\u5361\u50b5\u52d9\u662f\u5229\u606f\u975e\u5e38\u9ad8\u7684\u4e00\u7a2e\u50b5\u52d9\u578b\u614b\uff0c\u5982\u679c\u4e0d\u8d95\u5feb\u8b39\u614e\u8655\u7406\uff0c\u96a8\u8457\u6642\u9593\u6703\u8d8a\u6b20\u8d8a\u591a\u5361\u50b5\uff0c\u672c\u7bc7\u9664\u4e86\u6703\u8aaa\u660e\u5361\u50b5\u9084\u6e05\u591a\u4e45\u6062\u5fa9\u4fe1\u7528\u4ee5\u5916\uff0c\u9084\u6703\u544a\u8a34\u4f60\u5361\u50b5\u9084\u6e05\u5f8c\u5982\u4f55\u91cd\u7372\u65b0\u751f\uff0c\u91cd\u65b0\u7533\u8acb\u689d\u4ef6\u597d\u7684\u8cb8\u6b3e\u548c\u4fe1\u7528\u5361\uff0c\u6700\u5f8c\u9084\u6703\u544a\u8a34\u4f60\u9ad8\u6548\u7387\u9084\u6e05\u5361\u50b5\u76845\u5927\u7955\u8a23\u3002<\/p>\n\n\n\n

\u5982\u4f55\u78ba\u8a8d\u5230\u5e95\u6b20\u4e86\u591a\u5c11\u4fe1\u7528\u5361\u50b5\uff1f<\/h2>\n\n\n\n

\u60f3\u8981\u78ba\u8a8d\u81ea\u5df1\u5230\u5e95\u6b20\u4e86\u591a\u5c11\u4fe1\u7528\u5361\u50b5\uff0c\u9996\u5148\u5c31\u662f\u8981\u76e4\u9ede\u76ee\u524d\u540d\u4e0b\u6709\u5e7e\u5f35\u4fe1\u7528\u5361\uff0c\u5230\u8a72\u9280\u884c\u5b98\u7db2\u6216\u662f\u4f7f\u7528APP\u5c31\u53ef\u4ee5\u67e5\u8a62\u5230\u5e33\u55ae\uff0c\u53e6\u5916\u73fe\u5728\u7684\u4fe1\u7528\u5361\u5927\u90e8\u5206\u90fd\u6709\u96fb\u5b50\u5e33\u55ae\u7684\u670d\u52d9\uff0c\u5230\u4fe1\u7bb1\u53bb\u641c\u5c0b\u4e00\u4e0b\u5c31\u80fd\u8f15\u9b06\u627e\u5230\u904e\u5f80\u5e33\u55ae\u3002<\/p>\n\n\n\n

\u5982\u679c\u5df2\u7d93\u5e74\u4ee3\u4e45\u9060\uff0c\u4e5f\u6c92\u5728\u4f7f\u7528\u96fb\u5b50\u4fe1\u7bb1\uff0c\u4e5f\u53ef\u4ee5\u6253\u96fb\u8a71\u5230\u9280\u884c\u5ba2\u670d\u8a62\u554f\uff0c\u6216\u662f\u7528\u6700\u76f4\u63a5\u7684\u65b9\u5f0f\uff0c\u7533\u8acb\u806f\u5fb5\u4e2d\u5fc3\u7684\u4fe1\u7528\u5831\u544a\uff0c\u5728\u4fe1\u7528\u5831\u544a\u4e0a\u6703\u5f88\u660e\u78ba\u5730\u5217\u51fa\u9084\u6b20\u591a\u5c11\u5361\u50b5\u3001\u904e\u5f80\u7684\u7e73\u6b3e\u7d00\u9304\u7b49\u7b49\u3002\u6bcf\u500b\u4eba\u6bcf\u5e74\u6709\u4e00\u6b21\u514d\u8cbb\u7533\u8acb\u806f\u5fb5\u7d00\u9304<\/a>\u7684\u6a5f\u6703\uff0c\u4e0d\u8981\u767d\u767d\u932f\u904e\u6a5f\u6703\u4e86\u3002<\/p>\n\n\n\n

\u5361\u50b5\u9084\u6e05\u591a\u4e45\u6062\u5fa9\u4fe1\u7528\uff1f<\/h2>\n\n\n\n

\u4fe1\u7528\u5361\u50b5\u52d9\u7522\u751f\u7684\u4fe1\u7528\u7d00\u9304\u72c0\u614b\u6709\u5f88\u591a\u7a2e\uff0c\u6709\u6c92\u6709\u88ab\u50ac\u6536\u3001\u6709\u6c92\u6709\u88ab\u9280\u884c\u5217\u70ba\u5446\u5e33\u3001\u6709\u6c92\u6709\u88ab\u5f37\u5236\u505c\u5361\u7b49\u7b49\uff0c\u90fd\u6703\u7522\u751f\u4e0d\u4e00\u6a23\u7684\u4fe1\u7528\u7d00\u9304\uff0c\u4fe1\u7528\u5831\u544a\u4e0a\u7684\u4fe1\u7528\u5361\u4e0d\u826f\u8a3b\u8a18\u6700\u77ed\u63ed\u97326\u500b\u6708\uff0c\u6700\u9577\u5247\u662f\u89817\u5e74\u624d\u6703\u6d88\u9664\uff0c\u4ee5\u4e0b\u5217\u51fa\u4fe1\u7528\u5361\u76f8\u95dc\u7684\u4e0d\u826f\u4fe1\u7528\u8a3b\u8a18\u3002\u5176\u4ed6\u4e0d\u826f\u4fe1\u7528\u8a3b\u8a18\u8aaa\u660e\u4ee5\u53ca\u591a\u4e45\u53ef\u4ee5\u6d88\u9664\u53ef\u4ee5\u53c3\u8003\u3010\u806f\u5fb5\u7d00\u9304\u591a\u4e45\u6d88\u9664\uff1f6\u5927\u5e38\u898b\u4fe1\u7528\u7455\u75b5\u63ed\u9732\u671f\u4e00\u6b21\u770b<\/a>\u3011\u3002<\/p>\n\n\n\n

\u4fe1\u7528\u8a3b\u8a18<\/strong><\/td>\u63ed\u9732\u671f\u9650<\/strong><\/td><\/tr>
\u4e00\u822c\u5e33\u6b3e\u8a3b\u8a18(\u542b\u5168\u984d\u7e73\u6e05\u3001\u7e73\u8db3\u6700\u4f4e\u3001\u9072\u7e73\u3001\u9810\u501f\u73fe\u91d1\u7b49)<\/td>1\u5e74<\/td><\/tr>
\u50ac\u6536\u53ca\u5446\u5e33\u7d00\u9304(\u5df2\u7e73\u6e05)<\/td>\u81ea\u7e73\u6e05\u65e5\u8d77\u63ed\u97326\u500b\u6708<\/td><\/tr>
\u50ac\u6536\u53ca\u5446\u5e33\u7d00\u9304(\u672a\u7e73\u6e05)<\/td>5\u5e74<\/td><\/tr>
\u505c\u5361(\u542b\u81ea\u884c\u526a\u5361)<\/td>\u81ea\u505c\u5361\u65e5\u8d77\u63ed\u97325\u5e74<\/td><\/tr>
\u906d\u5f37\u5236\u505c\u5361(\u672a\u7e73\u6e05)<\/td>\u81ea\u505c\u5361\u65e5\u8d77\u63ed\u97327\u5e74<\/td><\/tr>
\u906d\u5f37\u5236\u505c\u5361(\u5df2\u7e73\u6e05)<\/td>\u81ea\u6e05\u511f\u65e5\u8d77\u63ed\u97326\u500b\u6708\uff0c\u6700\u9577\u4e0d\u8d85\u904e\u81ea\u505c\u5361\u767c\u751f\u65e5\u8d777\u5e74<\/td><\/tr>
\u524d\u7f6e\u5354\u5546\u4e0d\u6210\u7acb<\/td>\u7d50\u6848\u65e5\u8d77\u52a06\u500b\u6708<\/td><\/tr>
\u524d\u7f6e\u5354\u5546\u6210\u7acb<\/td>\u5c65\u7d04\u5b8c\u6210\u65e5\u6216\u63d0\u524d\u6e05\u511f\u65e5\u52a01\u5e74<\/td><\/tr>
\u5354\u5546\u6bc0\u8afe\u672a\u6e05\u511f<\/td>\u81ea\u6bc0\u8afe\u65e5\u8d77\u52a03\u5e74<\/td><\/tr>
\u5354\u5546\u6bc0\u8afe\u5f8c\u6e05\u511f<\/td>\u90e8\u50b5\u52d9\u6e05\u511f\u65e5\u8d77\u52a01\u5e74\uff0c\u4f46\u4e0d\u8d85\u904e\u6bc0\u8afe\u65e5\u8d77\u52a03\u5e74\u3002<\/td><\/tr>
\u7834\u7522\u5ba3\u544a\u7d00\u9304\u3001\u6e05\u7b97\u88c1\u5b9a\u8a3b\u8a18\u3001\u66f4\u751f\u8a3b\u8a18<\/td>\u81ea\u5ba3\u544a\u65e5\u6216\u88c1\u5b9a\u958b\u59cb\u6e05\u7b97\u65e5\u8d77\u63ed\u973210\u5e74<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u904e\u4e86\u4fe1\u7528\u8a3b\u8a18\u7684\u63ed\u9732\u671f\u9650\u5f8c\uff0c\u806f\u5fb5\u7d00\u9304\u7684\u4fe1\u7528\u5831\u544a\u5c31\u6703\u6062\u5fa9\u6210\u4e00\u7247\u7a7a\u767d\uff0c\u9019\u6642\u5019\u91cd\u65b0\u53bb\u7533\u8acb\u4fe1\u7528\u5361\uff0c\u4e26\u4e14\u6e96\u6642\u5168\u984d\u7e73\u6e05\u4fe1\u7528\u5361\u5e33\u55ae\uff0c\u6301\u7e8c\u5927\u7d04\u4e09\u500b\u6708\u5f8c\uff0c\u5c31\u6703\u770b\u5230\u4fe1\u7528\u8a55\u5206\u6162\u6162\u5f80\u4e0a\u722c\uff0c\u4fe1\u7528\u5c31\u5b8c\u5168\u6062\u5fa9\u4e86\u5594\uff01\u60f3\u77e5\u9053\u4fe1\u7528\u8a55\u5206\u600e\u9ebc\u770b\uff0c\u6b61\u8fce\u53c3\u8003\u3010\u4fe1\u7528\u8a55\u5206\u662f\u4ec0\u9ebc\uff1f\u8a72\u600e\u9ebc\u770b\uff1f\u4fe1\u7528\u8a55\u5206\u5b8c\u5168\u89e3\u6790<\/a>\u3011\u3002<\/p>\n\n\n\n

\u5361\u50b5\u9084\u6e05\u5f8c\u7533\u8acb\u4fe1\u8cb8\u3001\u4fe1\u7528\u5361\u8a23\u7ac5<\/h2>\n\n\n\n

\u4fe1\u7528\u5361\u50b5\u52d9\u9084\u6e05\u3001\u4e26\u4e14\u5df2\u7d93\u904e\u4e86\u4fe1\u7528\u4e0d\u826f\u8a3b\u8a18\u7684\u63ed\u9732\u671f\u9650\u5f8c\uff0c\u4fe1\u7528\u6703\u6062\u5fa9\u6210\u4e00\u7247\u7a7a\u767d\uff0c\u4e5f\u5c31\u662f\u6703\u8b8a\u6210\u300c\u4fe1\u7528\u5c0f\u767d\u300d\uff0c\u5982\u679c\u5e74\u904e30\u90a3\u5c31\u53eb\u300c\u8001\u767d\u300d\uff0c\u806f\u5fb5\u5831\u544a\u88e1\u4ec0\u9ebc\u90fd\u6c92\u6709\uff0c\u4fe1\u7528\u8a55\u5206\u4e0a\u6703\u986f\u793a\u300c\u6b64\u6b21\u66ab\u6642\u7121\u6cd5\u8a55\u5206\u300d\uff0c\u91cd\u65b0\u958b\u59cb\u7533\u8acb\u4e00\u5f35\u4fe1\u7528\u5361\uff0c\u4e26\u4e14\u6b63\u78ba\u4f7f\u7528\u3001\u6bcf\u6708\u4fe1\u7528\u5361\u5e33\u55ae\u90fd\u5168\u984d\u7e73\u6e05\uff0c\u5c31\u80fd\u6162\u6162\u6062\u5fa9\u4fe1\u7528\u3002<\/p>\n\n\n\n

\u5361\u50b5\u9084\u6e05\u4e4b\u5f8c\uff0c\u60f3\u8981\u7533\u8acb\u8cb8\u6b3e\uff0c\u7121\u8ad6\u662f\u4fe1\u8cb8\u3001\u8eca\u8cb8\u9084\u662f\u623f\u8cb8\uff0c\u90fd\u5efa\u8b70\u8981\u7533\u8acb\u4fe1\u7528\u5361\u4f86\u57f9\u990a\u4fe1\u7528\uff0c\u57f9\u990a\u51fa\u826f\u597d\u4fe1\u7528\u60f3\u8981\u7533\u8acb\u689d\u4ef6\u597d\u7684\u8cb8\u6b3e\u4e5f\u5c31\u8f15\u800c\u6613\u8209\uff0c\u5efa\u8b70\u9078\u64c7\u7533\u8acb\u4fe1\u7528\u5c0f\u767d\u6bd4\u8f03\u5bb9\u6613\u904e\u7684\u4fe1\u7528\u5361<\/a>\uff1a<\/p>\n\n\n\n

    \n
  1. \u9078\u64c7\u5df2\u7d93\u6709\u85aa\u8f49\u6236\u6216\u958b\u6236\u7684\u9280\u884c\u63a8\u7684\u4fe1\u7528\u5361<\/li>\n\n\n\n
  2. \u7784\u6e96\u65b0\u4e0a\u5e02\uff0c\u6216\u4e3b\u6253\u5e74\u8f15\u4eba\u7684\u4fe1\u7528\u5361\uff1a\u4e2d\u4fe1line pay\u5361\u3001\u53f0\u65b0@gogo\u5361\u7b49\u3002<\/li>\n\n\n\n
  3. \u7533\u8fa6\u5be6\u9ad4\u5e97\u5bb6\u6d88\u8cbb\u806f\u540d\u5361\uff1acostco\u806f\u540d\u5361\u3001\u5bb6\u6a02\u798f\u806f\u540d\u5361\u7b49\u3002<\/li>\n<\/ol>\n\n\n\n

    \u53e6\u5916\u5361\u50b5\u9084\u6e05\u3001\u4fe1\u7528\u7d00\u9304\u4e5f\u6062\u5fa9\u7a7a\u767d\u5f8c\uff0c\u7533\u8acb\u4fe1\u7528\u5361\u9084\u662f\u8981\u907f\u958b\u539f\u672c\u7a4d\u6b20\u5361\u50b5\u7684\u9280\u884c\u6bd4\u8f03\u597d\uff0c\u96d6\u7136\u8aaa\u806f\u5fb5\u4e2d\u5fc3\u7684\u4fe1\u7528\u7d00\u9304\u5df2\u7d93\u6d88\u9664\u4e86\uff0c\u4f46\u9280\u884c\u5167\u90e8\u9084\u662f\u6703\u7559\u6709\u7d00\u9304\u7684\u5594<\/p>\n\n\n\n

    \u5feb\u901f\u9084\u6e05\u4fe1\u7528\u5361\u50b5\u52d95\u79d8\u8a23<\/h2>\n\n\n\n

    \u79d8\u8a231\uff1a\u6efe\u5b78\u7403\u9084\u50b5\u6cd5<\/h3>\n\n\n\n

    \u6efe\u5b78\u7403\u9084\u50b5\u6cd5(debt-snowball method)\uff0c\u662f\u4e00\u7a2e\u5bb9\u6613\u5805\u6301\u4e0b\u53bb\u7684\u9084\u50b5\u65b9\u6cd5\uff0c\u5217\u51fa\u6240\u6709\u5361\u50b5\u5f8c\uff0c\u5f9e\u91d1\u984d\u6700\u5c0f\u7684\u50b5\u52d9\u958b\u59cb\u511f\u9084\uff0c\u9019\u7a2e\u9084\u50b5\u7b56\u7565\u5f88\u5bb9\u6613\u770b\u5230\u6210\u6548\uff0c\u5f97\u5230\u300c\u6211\u771f\u7684\u6210\u529f\u64fa\u812b\u50b5\u52d9\u300d\u7684\u6210\u5c31\u611f\uff0c\u6bcf\u7576\u9084\u6e05\u4e00\u7b46\u5361\u50b5\uff0c\u5c31\u6703\u6210\u70ba\u7e7c\u7e8c\u4e0b\u53bb\u7684\u52d5\u529b\u3002\u5177\u9ad4\u7684\u505a\u6cd5\u5982\u4e0b\uff1a<\/p>\n\n\n\n

      \n
    1. \u689d\u5217\u51fa\u6240\u6709\u73fe\u6709\u7684\u4fe1\u7528\u5361\u50b5\u52d9\u3002<\/li>\n\n\n\n
    2. \u6309\u7167\u5361\u50b5\u91d1\u984d\u5927\u5c0f\u6392\u5217\u9806\u5e8f\uff0c\u5361\u50b5\u91d1\u984d\u6700\u5c0f\u7684\u6392\u5728\u7b2c\u4e00\u4f4d<\/strong>\uff0c\u91d1\u984d\u6700\u5927\u7684\u6392\u5728\u6700\u5f8c\u4e00\u4f4d\u3002<\/li>\n\n\n\n
    3. \u6bcf\u5f35\u4fe1\u7528\u5361\u90fd\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\uff0c\u5176\u9918\u7684\u9322\u90fd\u62ff\u53bb\u9084\u5361\u8cbb\u6700\u5c11<\/strong>\u7684\u4fe1\u7528\u5361\u50b5\u3002<\/li>\n\n\n\n
    4. \u9084\u6e05\u7b2c\u4e00\u5f35\u5361\u50b5\u6700\u5c11\u7684\u4fe1\u7528\u5361\u50b5\u5f8c\uff0c\u518d\u9084\u7b2c\u4e8c\u5f35\u5361\u50b5\u6b21\u4f4e\u7684\u5361\u50b5\uff0c\u4ee5\u6b64\u985e\u63a8\uff0c\u76f4\u5230\u9084\u6e05\u6240\u6709\u50b5\u52d9\u3002<\/li>\n<\/ol>\n\n\n\n

      \u5047\u8a2d\u6211\u67094\u5f35\u4fe1\u7528\u5361\uff0c\u4fe1\u7528\u5361\u7684\u5361\u8cbb\u5206\u5225\u662f\uff1a<\/p>\n\n\n\n

        \n
      1. \u7e3d\u5361\u8cbb6,000\u5143\u3001\u6700\u4f4e\u61c9\u7e731,000\u5143\u3002<\/li>\n\n\n\n
      2. \u7e3d\u5361\u8cbb15,000\u5143\u3001\u6700\u4f4e\u61c9\u7e731,500\u5143\u3002<\/li>\n\n\n\n
      3. \u7e3d\u5361\u8cbb30,000\u5143\u3001\u6700\u4f4e\u61c9\u7e733,000\u5143\u3002<\/li>\n\n\n\n
      4. \u7e3d\u5361\u8cbb50,000\u5143\u3001\u6700\u4f4e\u61c9\u7e735,000\u5143\u3002<\/li>\n<\/ol>\n\n\n\n

        \u5148\u7e734\u5f35\u5361\u7684\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\uff0c\u7e3d\u5171\u662f10,500\u5143\uff0c\u7576\u6708\u9084\u67093000\u5143\u53ef\u652f\u914d\u9918\u984d\uff0c\u5168\u90e8\u62ff\u53bb\u7e73\u7b2c\u4e00\u5f35\u4fe1\u7528\u5361\uff0c\u7d93\u904e2\u500b\u6708\u5f8c\uff0c\u7b2c\u4e00\u5f35\u4fe1\u7528\u5361\u5df2\u7d93\u9084\u6e05\uff0c\u518d\u7e73\u7b2c\u4e8c\u5f35\u4fe1\u7528\u5361\u3002<\/p>\n\n\n\n

        \u6efe\u5b78\u7403\u9084\u50b5\u6cd5\u7684\u597d\u8655\u5c31\u662f\u80fd\u5920\u5f88\u5feb\u5730\u770b\u5230\u6210\u6548\uff0c\u96d6\u7136\u9019\u7a2e\u65b9\u5f0f\u4e0d\u662f\u9084\u6b3e\u91d1\u984d\u6700\u5c11\u7684\u65b9\u5f0f\uff0c\u7562\u7adf\u5229\u7387\u56e0\u7d20\u9084\u6c92\u6709\u8003\u616e\u9032\u53bb\uff0c\u4f46\u537b\u662f\u6700\u5bb9\u6613\u6210\u529f\u7684\u9084\u6b3e\u65b9\u5f0f\uff0c\u7f8e\u570b\u897f\u5317\u5927\u5b78\u51f1\u6d1b\u683c\u5546\u5b78\u9662\u57282012\u5e74\u7684\u4e00\u9805\u7814\u7a76\u4e2d\u767c\u73fe\uff0c\u76f8\u8f03\u65bc\u60f3\u8981\u5148\u9084\u6e05\u9ad8\u5229\u7387\u50b5\u52d9\u7684\u4eba\uff0c\u300c\u9996\u5148\u89e3\u6c7a\u5c0f\u984d\u50b5\u52d9\u7684\u6d88\u8cbb\u8005\u66f4\u6709\u53ef\u80fd\u6d88\u9664\u6574\u9ad4\u50b5\u52d9\u300d\u3002<\/p>\n\n\n\n

        \u79d8\u8a232\uff1a\u96ea\u5d29\u5f0f\u9084\u50b5\u6cd5<\/h3>\n\n\n\n

        \u96ea\u5d29\u5f0f\u9084\u50b5\u6cd5(debt avalanche method)\uff0c\u8ddf\u6efe\u5b78\u7403\u9084\u50b5\u6cd5\u525b\u597d\u76f8\u5c0d\uff0c\u96ea\u5d29\u5f0f\u9084\u50b5\u6cd5\u662f\u5148\u9084\u6e05\u5229\u7387\u6700\u9ad8\u7684\u90a3\u5f35\u4fe1\u7528\u5361\u50b5\u52d9\uff0c\u7136\u5f8c\u5728\u511f\u9084\u5229\u7387\u6b21\u9ad8\u7684\u5361\u50b5\uff0c\u5177\u9ad4\u7684\u505a\u6cd5\u5982\u4e0b\uff1a<\/p>\n\n\n\n

          \n
        1. \u689d\u5217\u51fa\u6240\u6709\u73fe\u6709\u7684\u4fe1\u7528\u5361\u50b5\u52d9\u3002<\/li>\n\n\n\n
        2. \u6309\u7167\u5229\u7387\u9ad8\u4f4e\u6392\u5217\u9806\u5e8f\uff0c\u4fe1\u7528\u5faa\u74b0\u5229\u7387\u6700\u9ad8\u7684\u6392\u5728\u7b2c\u4e00\u4f4d<\/strong>\uff0c\u5229\u7387\u6700\u4f4e\u7684\u6392\u5728\u6700\u5f8c\u4e00\u4f4d\u3002<\/li>\n\n\n\n
        3. \u6bcf\u5f35\u4fe1\u7528\u5361\u90fd\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\uff0c\u5176\u9918\u7684\u9322\u90fd\u62ff\u53bb\u9084\u5229\u7387\u6700\u9ad8<\/strong>\u7684\u4fe1\u7528\u5361\u50b5\u3002<\/li>\n\n\n\n
        4. \u9084\u6e05\u7b2c\u4e00\u5f35\u5229\u7387\u6700\u9ad8\u7684\u4fe1\u7528\u5361\u5361\u50b5\u5f8c\uff0c\u518d\u9084\u7b2c\u4e8c\u5f35\u5229\u7387\u6b21\u9ad8\u7684\u5361\u50b5\uff0c\u4ee5\u6b64\u985e\u63a8\uff0c\u76f4\u5230\u9084\u6e05\u6240\u6709\u50b5\u52d9\u3002<\/li>\n<\/ol>\n\n\n\n

          \u96ea\u5d29\u5f0f\u9084\u50b5\u6cd5\u7684\u597d\u8655\u662f\uff0c\u53ef\u4ee5\u7528\u6700\u5c11\u7684\u91d1\u984d\uff0c\u4ed8\u51fa\u6700\u5c11\u7684\u5229\u606f\u8cbb\u7528\uff0c\u9084\u6389\u6240\u6709\u7684\u50b5\u52d9\uff0c\u4f46\u662f\u5229\u7387\u6700\u9ad8\u7684\u90a3\u5f35\u5361\u50b5\uff0c\u53ef\u80fd\u4e0d\u6703\u662f\u5361\u8cbb\u6700\u5c11\u7684\uff0c\u56e0\u6b64\u5f88\u6709\u53ef\u80fd\u6703\u8b93\u4f60\u89ba\u5f97\uff0c\u600e\u9ebc\u5df2\u7d93\u9084\u4e86\u9019\u9ebc\u4e45\uff0c\u9023\u4e00\u5f35\u5361\u8cbb\u90fd\u9084\u6c92\u9084\u5b8c\uff0c\u9084\u50b5\u4e4b\u8def\u9059\u9059\u7121\u671f\uff0c\u6bd4\u8f03\u9069\u5408\u610f\u5fd7\u5805\u5b9a\u3001\u6703\u7167\u8457\u8a08\u5283\u8d70\u7684\u4eba\u4f7f\u7528\u3002<\/p>\n\n\n\n

          \u79d8\u8a233\uff1a\u4f7f\u7528\u9084\u50b5APP<\/h3>\n\n\n\n

          \u9019\u88e1\u4ecb\u7d39\u4e00\u500b\u9084\u4e0d\u932f\u7684\u9084\u50b5app\uff0cDebt Payoff Planner\uff0c\u4e00\u500b\u53ef\u4ee5\u5e6b\u4f60\u5236\u5b9a\u9084\u6b3e\u8a08\u756b\u7684app\uff0c\u53ea\u8981\u8f38\u5165\u9084\u6709\u591a\u5c11\u5361\u50b5\u3001\u6bcf\u6708\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u3001\u5e74\u5229\u7387\u3001\u6bcf\u6708\u53ef\u9084\u6b3e\u91d1\u984d\uff0c\u4e26\u9078\u64c7\u96ea\u5d29\u5f0f\u9084\u50b5\u6cd5\u6216\u662f\u6efe\u5b78\u7403\u9084\u50b5\u6cd5\uff0c\u5c31\u53ef\u4ee5\u5e6b\u4f60\u8a08\u7b97\u51fa\u9019\u7a2e\u9084\u50b5\u7b56\u7565\u8981\u4ed8\u51fa\u591a\u5c11\u5229\u606f\u3001\u4f9d\u7167\u9019\u6a23\u5b50\u7684\u9084\u6b3e\u65b9\u5f0f\uff0c\u4ec0\u9ebc\u6642\u5019\u53ef\u4ee5\u9084\u6e05\u50b5\u52d9\uff0c\u9019\u500b\u9084\u50b5app\u4e0d\u9700\u8981\u767b\u5165\u5c31\u80fd\u4f7f\u7528\uff0c\u800c\u4e14\u514d\u8cbb\u7248\u5c31\u5f88\u5920\u7528\u4e86\u3002\u5177\u9ad4\u4f7f\u7528\u6b65\u9a5f\u5982\u4e0b\uff1a<\/p>\n\n\n\n

            \n
          1. \u8f38\u5165\u50b5\u52d9\u7d30\u7bc0\uff1a\u91d1\u984d\u3001\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u3001\u5e74\u5229\u7387\u3002<\/li>\n\n\n\n
          2. \u8f38\u5165\u53ef\u4ee5\u652f\u4ed8\u7684\u4efb\u4f55\u984d\u5916\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3002<\/li>\n\n\n\n
          3. \u9078\u64c7\u50b5\u52d9\u511f\u9084\u7b56\u7565\u3002<\/li>\n\n\n\n
          4. \u7372\u53d6\u514d\u8cbb\u9084\u6b3e\u8a08\u5283\u3002<\/li>\n<\/ol>\n\n\n\n

            \u552f\u4e00\u7684\u7f3a\u9ede\u662f\uff0c\u9019\u500b\u9084\u50b5app\u53ea\u6709\u82f1\u6587\u7248\uff0c\u6c92\u6709\u4e2d\u6587\u7248\uff0c\u4f46\u4f7f\u7528\u8d77\u4f86\u9084\u883b\u9806\u624b\uff0c\u4e0d\u6703\u82f1\u6587\u4e5f\u6c92\u95dc\u4fc2\uff0c\u53ea\u8981\u8a18\u5f97\u5e7e\u500b\u95dc\u9375\u5b57\u5c31\u53ef\u4ee5\u4e86\u3002<\/p>\n\n\n\n

            \u79d8\u8a234\uff1a\u50b5\u52d9\u6574\u5408<\/h3>\n\n\n\n

            \u300c\u50b5\u52d9\u6574\u5408\u300d\u53c8\u7a31\u70ba\u300c\u8ca0\u50b5\u6574\u5408\u300d\u662f\u6307\u501f\u65b0\u9084\u820a\uff0c\u5411\u4e00\u5bb6\u9280\u884c\u65b0\u7533\u8acb\u4e00\u7b46\u8f03\u5408\u7406\u3001\u8f03\u4f4e\u5229\u7684\u4fe1\u7528\u8cb8\u6b3e\uff0c\u511f\u9084\u5176\u4ed6\u4fe1\u7528\u5361\u5361\u5faa\u6216\u4fe1\u7528\u5361\u5206\u671f\u3001\u4fe1\u7528\u8cb8\u6b3e\u3001\u6c7d\u8eca\u8cb8\u6b3e\u7b49\u5404\u7a2e\u9ad8\u5229\u7387\u7684\u8ca0\u50b5\u3002<\/p>\n\n\n\n

            \u7533\u8fa6\u50b5\u52d9\u6574\u5408\u5f8c\u7684\u6708\u4ed8\u91d1\u53ca\u5229\u606f\u4e5f\u6703\u964d\u4f4e\uff0c\u53ef\u4ee5\u6e1b\u8f15\u6bcf\u6708\u904e\u65bc\u6c89\u91cd\u7684\u8ca0\u64d4\uff0c\u53d6\u5f97\u4e00\u7b46\u689d\u4ef6\u66f4\u597d\u3001\u66f4\u7b26\u5408\u81ea\u5df1\u7684\u4fe1\u7528\u8cb8\u6b3e\uff0c\u7d50\u6e05\u539f\u672c\u5229\u7387\u504f\u9ad8\u3001\u8ca0\u64d4\u5f88\u91cd\u7684\u5361\u50b5\uff0c\u4e0d\u4f46\u53ef\u4ee5\u7bc0\u7701\u5229\u606f\uff0c\u9084\u80fd\u8b93\u9084\u6b3e\u8b8a\u5f97\u66f4\u8f15\u9b06\u3002<\/p>\n\n\n\n

            \u7533\u8fa6\u50b5\u52d9\u6574\u5408\u7684\u689d\u4ef6\uff0c\u9664\u4e86\u4e00\u822c\u7684\u5de5\u4f5c\u6536\u5165\u3001\u4fe1\u7528\u72c0\u6cc1\u9700\u8981\u6ce8\u610f\u4ee5\u5916\uff0c\u9084\u8981\u4fe1\u8cb8\u984d\u5ea6\u662f\u5426\u8db3\u5920\uff0c\u8a73\u7d30\u9700\u8981\u6ce8\u610f\u7684\u95dc\u9375\u9ede\u53ef\u53c3\u8003\u3010\u50b5\u52d9\u6574\u5408\u63a8\u85a6\u65b9\u5f0f.\u6d41\u7a0b.\u9078\u9280\u884c\u6280\u5de7 8\u5927\u8ca0\u50b5\u6574\u5408\u5168\u65b9\u4f4d\u653b\u7565<\/a>\u3011\u3002\u4e5f\u53ef\u4ee5\u770b\u770b\u6211\u5011\u4e4b\u524d\u6210\u529f\u89e3\u6c7a\u5361\u50b5\u554f\u984c\u7684\u6848\u4f8b\u5206\u4eab\uff1a<\/p>\n\n\n\n

              \n
            1. \u4fe1\u8cb8\u7533\u8cb8\u6848\u4f8b(18)\uff1a\u75ab\u60c5\u4e2d\u5361\u5faa\u6574\u5408\u6c92\u7169\u60f1\uff0cOO\u9280\u884c\u6838\u8cb830\u842c\u6210\u529f\u64a5\u6b3e\uff01<\/a><\/li>\n\n\n\n
            2. \u4fe1\u8cb8\u7533\u8cb8\u6848\u4f8b(28)\uff1a\u89e3\u6c7a\u5361\u5faa\u554f\u984c\uff0cOO\u9280\u884c30\u842c8%\u6838\u8cb8\u64a5\u6b3e\uff01<\/a><\/li>\n<\/ol>\n\n\n
              \n
              \"\"<\/a><\/figure><\/div>\n\n\n

              \u79d8\u8a235\uff1a\u50b5\u52d9\u5354\u5546<\/h3>\n\n\n\n

              \u50b5\u52d9\u5354\u5546\u662f\u4e0d\u5f97\u4ee5\u4e4b\u4e0b\u7684\u6700\u5f8c\u4e00\u500b\u6b65\u9a5f\uff0c\u6703\u8d70\u5230\u50b5\u52d9\u5354\u5546\u9019\u6b65\uff0c\u4ee3\u8868\u4f60\u5df2\u7d93\u6c92\u6709\u80fd\u529b\u9084\u6b3e\uff0c\u6240\u4ee5\u5411\u9280\u884c\u63d0\u51fa\u300c\u524d\u7f6e\u5354\u5546\u300d\uff0c\u4e26\u63d0\u51fa\u50b5\u6b0a\u4eba\u6e05\u518a\uff0c\u4ee5\u66f8\u9762\u5411\u6700\u5927\u50b5\u6b0a(\u8ca0\u50b5\u91d1\u984d\u6700\u591a\u7684)\u9280\u884c\u8acb\u6c42\u5354\u5546\u50b5\u52d9\u6e05\u511f\u65b9\u6848\uff0c\u4e26\u8868\u660e\u5171\u540c\u5354\u5546\u3002<\/p>\n\n\n\n

              \u901a\u5e38\u50b5\u52d9\u5354\u5546\u5f8c\u7684\u5229\u7387\u90fd\u5f88\u4f4e\uff0c\u9084\u6b3e\u671f\u9650\u4e5f\u6703\u62c9\u5f88\u9577\uff0c\u6708\u4ed8\u91d1\u6703\u5728\u4f60\u7684\u53ef\u8ca0\u64d4\u7bc4\u570d\u5167\uff0c\u4f46\u50b5\u52d9\u5354\u5546\u7684\u671f\u9593\uff0c\u7121\u6cd5\u4f7f\u7528\u4fe1\u7528\u5361\uff0c\u820a\u6709\u4fe1\u7528\u5361\u4e5f\u6703\u88ab\u51cd\u7d50\uff0c\u7576\u7136\u4e5f\u7121\u6cd5\u7533\u8acb\u5404\u7a2e\u8cb8\u6b3e\uff0c\u800c\u4e14\u7d93\u6b77\u6f2b\u9577\u9084\u50b5\u671f\uff0c\u7d42\u65bc\u9084\u6e05\u50b5\u52d9\u5f8c\uff0c\u500b\u4eba\u4fe1\u7528\u5831\u544a\u4e0a\u4ecd\u6703\u7559\u6709\u8a3b\u8a18\u9577\u9054\u4e00\u5e74\uff0c\u9280\u884c\u67e5\u95b1\u4fe1\u7528\u5831\u544a\u7684\u6642\u5019\u90fd\u6703\u770b\u5230\u50b5\u52d9\u5354\u5546\u7684\u7d00\u9304\u3002\u9019\u662f\u6c92\u6709\u8fa6\u6cd5\u7684\u8fa6\u6cd5\uff0c\u6700\u7d42\u4e0d\u5f97\u4ee5\u624d\u6703\u8d70\u4e0a\u50b5\u52d9\u5354\u5546\u9019\u689d\u8def\u3002 <\/p>\n\n\n\n

              \u4fe1\u7528\u5361\u50b5\u76f8\u95dc\u5e38\u898b\u554f\u984cQ&A<\/h2>\n\n\n
              \n
              \n
              \n

              Q1. \u5361\u50b5\u9084\u6e05\u591a\u4e45\u6062\u5fa9\u4fe1\u7528\uff1f<\/h3>\n
              \n\n

              \u4fe1\u7528\u5361\u5e33\u52d9\u8a3b\u8a18\u6642\u9593\u70ba12\u500b\u6708\uff0c\u5176\u4ed6\u4e0d\u826f\u8a3b\u8a18\u77ed\u52473\u5e74\uff0c\u9577\u52477\u5e74\u3002<\/p>\n\n<\/div>\n<\/div>\n

              \n

              Q2. \u5361\u50b5\u591a\u4e45\u6703\u6d88\u5931\uff1f<\/h3>\n
              \n\n

              \u4e00\u822c\u91d1\u9322\u6d88\u8cbb\u501f\u8cb8\u7684\u50b5\u52d9\uff0c\u5341\u4e94\u5e74\u9593\u4e0d\u884c\u4f7f\u8acb\u6c42\u6b0a\u800c\u6d88\u6ec5\uff0c\u4f46\u9280\u884c\u4e0d\u6703\u4e0d\u50ac\u6536\uff0c\u4e5f\u5c31\u6c92\u6709\u50b5\u52d9\u6d88\u6ec5\u9019\u56de\u4e8b\u4e86\u3002<\/p>\n\n<\/div>\n<\/div>\n

              \n

              Q3. \u5361\u50b5\u6c92\u9084\u6703\u600e\u6a23\uff1f<\/h3>\n
              \n\n

              \u5361\u50b5\u4e0d\u9084\uff0c\u5faa\u74b0\u5229\u606f\u5c31\u6703\u4e00\u76f4\u7d2f\u7a4d\uff0c\u9280\u884c\u7533\u8acb\u5f37\u5236\u57f7\u884c\u5f8c\uff0c\u540d\u4e0b\u8ca1\u7522\u3001\u5b58\u6b3e\u3001\u57fa\u91d1\u3001\u4fdd\u96aa\u3001\u80a1\u7968\u7b49\u7b49\u90fd\u6703\u88ab\u6263\u62bc\u67e5\u5c01\uff0c\u9084\u6703\u88ab\u5f37\u5236\u6263\u85aa\uff0c\u85aa\u6c34\u9084\u6c92\u770b\u5230\u5c31\u88ab\u9280\u884c\u6263\u8d70\u3002<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

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