{"id":401,"date":"2024-10-24T18:36:32","date_gmt":"2024-10-24T10:36:32","guid":{"rendered":"https:\/\/hu662.shop\/blog\/?p=401"},"modified":"2024-10-24T18:36:32","modified_gmt":"2024-10-24T10:36:32","slug":"what-is-apr","status":"publish","type":"post","link":"https:\/\/hu662.shop\/blog\/401\/what-is-apr\/","title":{"rendered":"\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u662f\u4ec0\u9ebc\uff1f\u8cb8\u6b3e\u5229\u7387\u8a66\u7b97&amp;\u6b63\u78ba\u8a55\u4f30\u65b9\u5f0f"},"content":{"rendered":"\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(Annual Percentage Rate\uff0c\u7c21\u7a31APR)\u662f\u4ec0\u9ebc\uff1fAPR\u8ddf\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u95dc\u4fc2\uff1f\u53ea\u662f\u60f3\u8981\u7533\u8acb\u8cb8\u6b3e\uff0c\u537b\u88ab\u958b\u8fa6\u8cbb\u3001\u5e33\u7ba1\u8cbb\u3001<a href=\"https:\/\/hu662.shop\/blog\/367\/caculate-creditloan-rate\/\" target=\"_blank\" data-type=\"post\" data-id=\"367\" rel=\"noreferrer noopener\">\u6a5f\u52d5\u5229\u7387<\/a>\u3001<a href=\"https:\/\/hu662.shop\/blog\/292\/dbr\/\" target=\"_blank\" data-type=\"post\" data-id=\"292\" rel=\"noreferrer noopener\">DBR<\/a>\u641e\u5f97\u4e00\u500b\u982d\u5169\u500b\u5927\u55ce\uff1f<\/p>\n\n\n\n<p>\u5225\u64d4\u5fc3\uff0c\u672c\u7bc7\u6e05\u6e05\u695a\u695a\u8aaa\u660e\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u662f\u4ec0\u9ebc\u3001\u8209\u4f8b\u8aaa\u660eAPR\u5c0d\u6211\u5011\u7533\u8acb\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u5f71\u97ff\uff0c\u4e26\u4e14\u63d0\u4f9b\u4e86\u8a55\u4f30APR\u5fc5\u5099\u7684\u91cd\u9ede\u4ee5\u53ca\u8a66\u7b97\u5de5\u5177\uff0c\u6700\u5f8c\u9084\u6703\u544a\u8a34\u4f60\u5225\u4eba\u90fd\u4e0d\u6703\u8ddf\u4f60\u8aaa\u7684\u79d8\u5bc6\uff0c\u5176\u5be6APR\u6c92\u6709\u60f3\u50cf\u4e2d\u9019\u9ebc\u91cd\u8981\uff0c<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u9810\u6e2c<\/a>\u624d\u662f\u7533\u8acb\u8cb8\u6b3e\u7684\u6700\u4f73\u79d8\u65b9\u5594\uff01<\/p>\n\n\n<table class=\"blogtable\">\n<tbody>\n<tr>\n<th colspan=\"4\">\u9650\u6642\u512a\u60e0\u4f4e\u5229\u4fe1\u8cb8\u65b9\u6848\u63a8\u85a6<\/th>\n<\/tr>\n<tr>\n<td style=\"width: 13%;\"><\/td>\n<td style=\"width: 29%; text-align: center;\">\n<div class=\"blogCard\"><img decoding=\"async\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/06\/\u6e23\u6253logo-\u4e2d\u6587-300-158.png\" width=\"100%\" \/><\/div>\n<p class=\"font_4\" style=\"text-align: center;\">\u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0<\/p>\n<\/td>\n<td style=\"width: 29%; text-align: center;\">\n<div class=\"blogCard\"><img decoding=\"async\" class=\"alignnone wp-image-2054 size-full\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/06\/hsbc-\u6ed9\u8c50\u9280\u884c-logo-300-158.png\" alt=\"\" width=\"300\" height=\"158\" \/><\/div>\n<p class=\"font_4\" style=\"text-align: center;\">\u6ed9\u8c50\u4fe1\u8cb8\u901a\u8def\u9650\u5b9a<\/p>\n<\/td>\n<td style=\"width: 29%; text-align: center;\">\n<div class=\"blogCard\"><img decoding=\"async\" class=\"alignnone size-full wp-image-4956\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/12\/\u5bcc\u90a6logo-300-158.jpg\" alt=\"\" width=\"300\" height=\"158\" \/><\/div>\n<p class=\"font_4\" style=\"text-align: center;\">\u53f0\u5317\u5bcc\u90a6\u512a\u60e0\u4fe1\u8cb8<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u512a\u60e0\u5229\u7387<\/p>\n<\/td>\n<td>\n<p class=\"font_4\"><span class=\"priceTag\"><span style=\"font-weight: 400;\">\u9996\u671f0.1<\/span>%<\/span>\uff0c\u7b2c2\u671f\u8d772.88%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u9996\u671f<span class=\"priceTag\">0.01%<\/span>\uff0c\u7b2c2\u671f\u8d772.54%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.7%\u8d77<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u6700\u9ad8\u984d\u5ea6<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">600\u842c<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">800\u842c<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">500\u842c<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u624b\u7e8c\u8cbb<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">0\u5143<\/p>\n<p class=\"font_4\"><sub>(\u53e6\u6709100\u5143\u5fb5\u4fe1\u8cbb)<\/sub><\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">APR<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">2.79%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">2.46%\u8d77<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">2.61%\u8d77<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"font_3\">\u63a8\u85a6\u539f\u56e0<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u6709\u6295\u4fdd\u52de\u4fdd\u5373\u53ef\u7533\u8fa6\uff0c\u4e14\u904e\u4ef6\u7387\u9ad8<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u4fe1\u7528\u5361\u6301\u53613\u500b\u6708\u4ee5\u4e0a\u5373\u53ef\u7533\u8fa6\uff0c\u6709\u7a69\u5b9a\u85aa\u8f49\u5229\u7387\u4f4e<\/p>\n<\/td>\n<td>\n<p class=\"font_4\">\u6709\u52de\u5065\u4fdd\u5373\u53ef\u7533\u8acb\uff0c\u5bcc\u90a6\u5f80\u4f86\u6236\u5229\u7387\u76f8\u5c0d\u4f4e<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><a class=\"blogBtn\" href=\"https:\/\/pse.is\/5c3gv4\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<td><a href=\"https:\/\/pse.is\/5d92a7\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<td><a class=\"blogBtn\" href=\"https:\/\/pse.is\/67axm7\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<h2 class=\"wp-block-heading\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4ec0\u9ebc\uff1fAPR\u540d\u8a5e\u89e3\u6790<\/h2>\n\n\n\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(Annual Percentage Rate\uff0c\u7c21\u7a31APR)\uff0c\u5c31\u662f\u5c07\u8cb8\u6b3e\u671f\u9593\u6240\u8981\u7e73\u4ea4\u7684\u7e3d\u8cbb\u7528\uff0c\u5e73\u5747\u5206\u6524\u5728\u8cb8\u6b3e\u671f\u9593\uff0c\u91cd\u65b0\u8a08\u7b97\u800c\u6210\u7684\u5be6\u8cea\u5e74\u5229\u7387\uff0c\u7e3d\u800c\u8a00\u4e4b\u5c31\u662f\u6bd4\u8f03\u80fd\u5920\u4e00\u76ee\u4e86\u7136\u7684<strong>\u8cb8\u6b3e\u7e3d\u6210\u672c<\/strong>\u3002<\/p>\n\n\n\n<p>\u5927\u591a\u6578\u9280\u884c\u5ee3\u544a\u7684\u4fe1\u8cb8\u5229\u7387\u5927\u591a\u90fd\u662f0.01%~2%\u7684\u8d85\u4f4e\u5229\u7387\uff0c\u4f46\u9019\u7a2e\u5229\u7387\u90fd\u662f\u300c\u5ee3\u544a\u7528\u7684\u300d\uff0c\u5f80\u5f80\u9019\u7a2e\u8d85\u4f4e\u5229\u7387\u53ea\u6709\u524d1~3\u671f\uff0c\u7b2c2~4\u671f\u4ee5\u5f8c\u7684\u5e74\u5229\u7387\u5247\u6703\u4f9d\u7167\u4fe1\u7528\u72c0\u6cc1\u3001\u6536\u5165\u689d\u4ef6\u6c7a\u5b9a\uff0c\u6bcf\u500b\u4eba\u72c0\u6cc1\u90fd\u4e0d\u5927\u4e00\u6a23\uff0c\u5229\u7387\u4e5f\u4e0d\u6703\u5b8c\u5168\u4e00\u6a23\u3002<\/p>\n\n\n\n<p>\u9019\u6a23\u524d\u5f8c\u4e0d\u4e00\u7684\u5229\u7387\u3001\u518d\u52a0\u4e0a\u958b\u8fa6\u624b\u7e8c\u8cbb\u7684\u5dee\u7570\uff0c\u8b93\u4eba\u5f88\u96e3\u4e00\u773c\u5c31\u770b\u51fa\u4f86\uff0c\u61c9\u8a72\u5411\u54ea\u5bb6\u9280\u884c\u7533\u8acb\u8cb8\u6b3e\u6bd4\u8f03\u5212\u7b97\uff0c\u800c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u5c31\u662f\u5c07\u9019\u7b46\u8cb8\u6b3e\u7e3d\u5171\u9700\u8981\u7e73\u4ea4\u7684\u8cbb\u7528\uff0c\u5168\u90e8\u52a0\u7e3d\u4e4b\u5f8c\uff0c\u4f9d\u7167\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u6642\u9593\uff0c\u8a08\u7b97\u5f97\u51fa\u7684\u5be6\u8cea\u5e74\u5229\u7387\uff0c\u76f8\u5c0d\u65bc\u53ea\u770b\u8cb8\u6b3e\u5e74\u5229\u7387\uff0cAPR\u66f4\u6709\u53c3\u8003\u50f9\u503c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u770b\uff1f<\/h2>\n\n\n\n<p>APR\u7684\u540d\u8a5e\u89e3\u91cb\u770b\u5230\u982d\u660f\u773c\u82b1\u4e86\u55ce\uff1f\u8209\u500b\u4f8b\u5b50\u4f86\u8aaa\u5c31\u5f88\u7c21\u55ae\u4e86\uff0c\u4fe1\u7528\u5c0f\u59b9\u60f3\u8981\u7533\u8acb\u4e00\u7b46\u8cb8\u6b3e\uff0c\u8cb8\u6b3e\u91d1\u984d\u662f30\u842c\uff0c\u8cb8\u6b3e\u671f\u9650\u662f5\u5e74\uff0c\u67092\u5bb6\u9280\u884c\u53ef\u4ee5\u9078\u64c7\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u624b\u7e8c\u8cbb<\/td><td>\u7b2c\u4e00\u6bb5\u5e74\u5229\u7387<\/td><td>\u7b2c\u4e8c\u6bb5\u5e74\u5229\u7387<\/td><\/tr><tr><td>\u82b1\u9280\u884c<\/td><td>6,000\u5143<\/td><td>0.1%<\/td><td>15.99%<\/td><\/tr><tr><td>\u7389\u9280\u884c<\/td><td>2,000\u5143<\/td><td>0.68%<\/td><td>14.88%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9019\u6a23\u5b50\u8a72\u9078\u64c7\u5411\u54ea\u5bb6\u9280\u884c\u7533\u8cb8\u6bd4\u8f03\u5212\u7b97\u5462\uff1f\u82b1\u9280\u884c\u96d6\u7136\u958b\u8fa6\u8cbb\u6bd4\u8f03\u9ad8\uff0c\u4f46\u7b2c\u4e00\u6bb5\u5e74\u5229\u7387\u5f88\u4f4e\uff0c\u53ea\u89810.1%\uff0c\u800c\u7389\u9280\u884c\u7b2c\u4e8c\u6bb5\u5e74\u5229\u7387\u6bd4\u82b1\u9280\u884c\u7b2c\u4e8c\u6bb5\u5e74\u5229\u7387\u4f4e\u4e00\u4e9b\u4e9b\uff0c\u5404\u6709\u512a\u52a3\uff0c\u5f88\u96e3\u6289\u64c7\uff0c\u5982\u679c\u63db\u7b97\u6210\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387APR\u5c31\u6e05\u695a\u4e86\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u624b\u7e8c\u8cbb<\/td><td>\u7b2c\u4e00\u6bb5\u5e74\u5229\u7387<\/td><td>\u7b2c\u4e8c\u6bb5\u5e74\u5229\u7387<\/td><td>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)<\/td><\/tr><tr><td>\u82b1\u9280\u884c<\/td><td>6,000\u5143<\/td><td>0.1%<\/td><td>15.99%<\/td><td>15.15%<\/td><\/tr><tr><td>\u7389\u9280\u884c<\/td><td>2,000\u5143<\/td><td>0.68%<\/td><td>14.88%<\/td><td>13.64%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9019\u6a23\u4e00\u4f86\u5c31\u5f88\u6e05\u695a\u4e86\uff0c\u5982\u679c\u4fe1\u7528\u5c0f\u59b9\u60f3\u8981\u7533\u8acb\u4e00\u7b46\u8cb8\u6b3e\uff0c\u8cb8\u6b3e\u91d1\u984d30\u842c\uff0c\u8cb8\u6b3e\u671f\u95935\u5e74\uff0c\u4f9d\u7167\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4f86\u6c7a\u5b9a\uff0c\u5411\u7389\u9280\u884c\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u5c31\u6703\u6bd4\u5411\u82b1\u9280\u884c\u7533\u8acb\u4f86\u5f97\u5212\u7b97\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u73873\u5927\u8a55\u4f30\u91cd\u9ede<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">APR\u5305\u542b\u54ea\u4e9b\u6771\u897f\uff1f<\/h3>\n\n\n\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7684\u8a08\u7b97\u516c\u5f0f\u5167\u5305\u542b\u7684\u91cd\u8981\u6578\u5b57\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u7b2c\u4e00\u6bb5\u5229\u7387\uff1a\u5e38\u898b\u7684\u5ee3\u544a\u5229\u7387\uff0c\u7528\u4f86\u5438\u5f15\u60f3\u8981\u64bf\u4fbf\u5b9c\u7684\u4eba\u3002<\/li>\n\n\n\n<li>\u7b2c\u4e8c\u6bb5\u5229\u7387\uff1a\u5f71\u97ff\u6574\u9ad4\u5be6\u8cea\u5229\u7387\u6700\u91cd\u8981\u7684\u56e0\u7d20\u3002<\/li>\n\n\n\n<li>\u624b\u7e8c\u8cbb\/\u958b\u8fa6\u8cbb\uff1a\u9280\u884c\u6536\u53d6\u7684\u624b\u7e8c\u8cbb\u7528\uff0c\u624b\u7e8c\u8cbb\u8d8a\u9ad8APR\u5247\u8d8a\u9ad8\u3002<\/li>\n\n\n\n<li>\u5e33\u52d9\u7ba1\u7406\u8cbb\uff1a\u624b\u7e8c\u8cbb\u6216\u958b\u8fa6\u8cbb\u7684\u540c\u7fa9\u8a5e\uff0c\u6709\u4e9b\u9280\u884c\u6703\u7a31\u70ba\u5e33\u52d9\u7ba1\u7406\u8cbb\u3002<\/li>\n\n\n\n<li>\u5fb5\u4fe1\u8cbb\uff1a\u9280\u884c\u67e5\u8a62\u806f\u5fb5\u7d00\u9304\u5be6\u9700\u8981\u7684\u8cbb\u7528\uff0c\u90e8\u5206\u9280\u884c\u6703\u4f75\u5165\u624b\u7e8c\u8cbb\u5167\u4e00\u6b21\u6536\u53d6\u3002<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u984d\u5ea6\uff1a\u7576\u624b\u7e8c\u8cbb\u76f8\u540c\uff0c\u8cb8\u6b3e\u984d\u5ea6\u8d8a\u9ad8\uff0cAPR\u5c31\u6703\u8d8a\u4f4e\u3002<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u671f\u9593\uff1a\u7576\u624b\u7e8c\u8cbb\u3001\u5229\u7387\u3001\u8cb8\u6b3e\u984d\u5ea6\u90fd\u76f8\u540c\u6642\uff0c\u8cb8\u6b3e\u671f\u9593\u8d8a\u9577\uff0c\u6bcf\u6708\u9700\u8981\u8ca0\u64d4\u7684\u8cb8\u6b3e\u6708\u4ed8\u91d1\u5c31\u8d8a\u4f4e\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u52a0\u7e3d\u4ee5\u4e0a\u9019\u4e9b\u8cbb\u7528\uff0c\u4f9d\u7167\u8cb8\u6b3e\u7684\u91d1\u984d\u548c\u6642\u9593\u8a08\u7b97\u5f97\u51fa\u7684\u5be6\u8cea\u5e74\u5229\u7387\u3002<br>*\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)<strong>\u4e0d\u5305\u542b<\/strong>\uff1a\u4ee3\u66f8\u8cbb\u3001\u4fdd\u96aa\u8cbb\u3001\u903e\u671f\u9084\u6b3e\u9055\u7d04\u91d1\u3001\u63d0\u524d\u9084\u6b3e\u9055\u7d04\u91d1\u7b49\u7b49\u3002\u9700\u8981\u7279\u5225\u6ce8\u610f\u5594\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5225\u770b\u9280\u884c\u5ee3\u544a\u7684APR\u9078\u8cb8\u6b3e\u65b9\u6848<\/h3>\n\n\n\n<p>\u96d6\u7136APR\u7684\u8a08\u7b97\u56e0\u5b50\u5f88\u591a\uff0c\u4f46\u5f71\u97ff\u7e3dAPR\u7684\u6bd4\u91cd\u9084\u662f\u5229\u7387\u4f54\u6bd4\u8f03\u5927\uff0c\u504f\u504f\u6bcf\u500b\u4eba\u5728\u4e0d\u540c\u9280\u884c\u7372\u5f97\u7684\u5229\u7387\u5dee\u7570\u5f88\u5927\uff0c\u56e0\u6b64\u5ee3\u544a\u5448\u73fe\u7684APR\uff0c\u901a\u5e38\u9084\u662f\u300c\u8d77\u300d\u7684\u6982\u5ff5\uff0c\u5c31\u8ddf\u767e\u8ca8\u516c\u53f8\u7279\u50f9\u4fc3\u92b7\u7e3d\u662f\u6703\u8aaa\u300c6\u6298\u8d77\u300d\u662f\u4e00\u6a23\u7684\u3002<\/p>\n\n\n\n<p>\u5ee3\u544a\u4e0a\u7684APR\u53ea\u662f\u7528\u4f86\u5438\u5f15\u4f7f\u7528\u8005\uff0c\u52a0\u4e0a\u958b\u8fa6\u8cbb\u4f86\u8b93\u4f7f\u7528\u8005\u6df7\u6dc6\uff0c\u914d\u5408\u4e00\u4e9b\u5ee3\u544a\u5546\u64b0\u5beb\u7684\u6587\u7ae0\uff0c\u63a8\u5ee3\u300c\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u770bAPR\u5c31\u5c0d\u4e86\uff01\u300d\u7684\u6982\u5ff5\u3002\u5be6\u969b\u4e0a\u4fe1\u7528\u8cb8\u6b3e\u7684\u5229\u7387\u7bc4\u570d\u662f2%~16%\uff0c\u56e0\u6b64\u5be6\u969b\u5229\u7387\u8207\u5ee3\u544a\u5229\u7387\u7684\u5dee\u7570\uff0c\u9060\u6bd4\u628a\u958b\u8fa6\u8cbb\u7b97\u9032\u4f86\u9084\u8981\u5927\u3002<\/p>\n\n\n\n<p>\u5982\u904e\u4e0b\u6b21\u6ed1\u624b\u6a5f\uff0c\u770b\u5230\u67d0\u67d0\u9280\u884c\u4fe1\u7528\u8cb8\u6b3eAPR 1.88%\u8d77\uff0c\u5343\u842c\u5225\u885d\u52d5\uff0c\u90a3\u53ea\u662f\u5ee3\u544a\u3002\u3010<a href=\"https:\/\/hu662.shop\/blog\/396\/creditloan-rate-reasonable\/\" data-type=\"post\" data-id=\"396\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u6700\u65b0\u5e73\u57476.42% \u5408\u7406\u5229\u7387\u8a55\u4f30\u65b9\u5f0f\u4e0d\u85cf\u79c1<\/a>\u3011\u8aaa\u660e\u4e86\u5927\u81f4\u4e0a\u6bcf\u7a2e\u5ba2\u7fa4\u7684\u4fe1\u8cb8\u5229\u7387\uff0c\u5982\u679c\u60f3\u8981\u5feb\u901f\u8a55\u4f30\u81ea\u5df1\u7684\u4fe1\u8cb8\u5229\u7387\u662f\u591a\u5c11\uff0c\u5230<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\uff0c\u82b13\u5206\u9418\u586b\u5beb\u8ca1\u529b\u3001\u8cb8\u6b3e\u3001\u4fe1\u7528\u5361\u4f7f\u7528\u72c0\u6cc1\uff0c\u5c31\u80fd\u514d\u8cbb\u514d\u806f\u5fb5\u5f97\u5230\u4e00\u4efd\u500b\u4eba\u5316\u4fe1\u8cb8\u9810\u6e2c\u5831\u544a\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/hu662.shop\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=202406\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2024\/06\/2024_06_Alphaloan-blog_CTA.gif\" alt=\"\" class=\"wp-image-4816\"\/><\/a><\/figure><\/div>\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u63d0\u4f9b\u7684APR\u5c0d\u4f60\u4f86\u8aaa\u6c92\u6709\u610f\u7fa9<\/h3>\n\n\n\n<p>\u9280\u884c\u63d0\u4f9b\u7684APR\u8a66\u7b97\u7d50\u679c\u5c0d\u4f60\u4f86\u8aaa\u5176\u5be6\u6c92\u4ec0\u9ebc\u610f\u7fa9\uff0c\u6bcf\u500b\u4eba\u7533\u8acb\u7684\u8cb8\u6b3e\u9700\u6c42\u8ddf\u7d50\u679c\u4e0d\u4e00\u6a23\uff0c\u56e0\u6b64\u9280\u884c\u6703\u6709\u4e00\u500b\u7d71\u4e00\u7684\u898f\u7bc4\u53c3\u6578\uff1a\u8cb8\u6b3e\u91d1\u984d\u70ba30\u842c\uff0c\u4fe1\u8cb8\u671f\u9593\u70ba5\u5e74\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u554f\u984c\u4f86\u4e86\uff0c\u4f60\u60f3\u8981\u7533\u8acb\u7684\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u671f\u9650\uff0c\u6703\u8ddf\u9280\u884c\u63d0\u4f9b\u7684APR\u8a66\u7b97\u7d50\u679c\u4e00\u6a21\u4e00\u6a23\u55ce\uff1f\u5982\u679c\u4f60\u7684\u8cb8\u6b3e\u91d1\u984d\u66f4\u9ad8\uff0c\u624b\u7e8c\u8cbb\u5c0dAPR\u7684\u5f71\u97ff\u6703\u66f4\u5c0f\uff0c\u53cd\u4e4b\u5247\u6709\u66f4\u5927\u7684\u5f71\u97ff\u3002\u540c\u7406\u8cb8\u6b3e\u671f\u9593\u4e5f\u662f\u3002\u56e0\u6b64APR\u8a66\u7b97\u7d50\u679c\u53ea\u662f\u53c3\u8003\uff0c\u9084\u6c92\u52a0\u4e0a\u500b\u4eba\u689d\u4ef6\u5be6\u5728\u4e00\u9ede\u7528\u90fd\u6c92\u6709\uff0c\u770b\u770b\u9280\u884c\u5beb\u7684\u8a73\u7d30\u8aaa\u660e\u5c31\u77e5\u9053\u4e86\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u8cb8\u6b3e\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8aaa\u660e\uff1a<br>\u8a66\u7b97\u7bc4\u4f8b\uff1a\u8cb8\u6b3e\u91d1\u984d\u65b0\u81fa\u5e6330\u842c\u5143\uff0c\u8cb8\u6b3e\u671f\u95935\u5e74\uff0c\u8cb8\u6b3e\u5229\u7387\u524d3\u500b\u67080.68%\uff0c\u7b2c4\u500b\u6708\u8d773.18%~14.88%\uff0c\u8cb8\u6b3e\u8cbb\u75282,000\u5143\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7d043.2%~13.64%\u3002<br>\u672c\u5ee3\u544a\u63ed\u9732\u4e4b\u5e74\u767e\u5206\u7387\u4fc2\u6309\u4e3b\u7ba1\u6a5f\u95dc\u5099\u67e5\u4e4b\u6a19\u6e96\u8a08\u7b97\u7bc4\u4f8b\u4e88\u4ee5\u8a08\u7b97\uff0c\u5be6\u969b\u8cb8\u6b3e\u689d\u4ef6\uff0c\u4ecd\u4ee5\u672c\u884c\u63d0\u4f9b\u4e4b\u7522\u54c1\u70ba\u6e96\uff0c\u4e14\u6bcf\u4e00\u9867\u5ba2\u5be6\u969b\u4e4b\u5e74\u767e\u5206\u7387\u4ecd\u4ee5\u5176\u500b\u5225\u8cb8\u6b3e\u7522\u54c1\u53ca\u6388\u4fe1\u689d\u4ef6\u800c\u6709\u6240\u4e0d\u540c\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u9280\u884c\u63d0\u4f9b\u7684APR\u8a66\u7b97\u7d50\u679c\u53ea\u662f\u7d66\u4e3b\u7ba1\u6a5f\u95dc\u6aa2\u67e5\u7528\u7684\uff0c\u6bcf\u500b\u4eba\u53ef\u4ee5\u7533\u8acb\u5230\u7684\u8cb8\u6b3e\u689d\u4ef6\uff0c\u9084\u662f\u8981\u7533\u8acb\u4e86\u624d\u6703\u77e5\u9053\u6b63\u78ba\u6578\u5b57\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u7b97\uff1f\u8a66\u7b97\u5de5\u5177\u63a8\u85a6<\/h2>\n\n\n\n<p>\u9280\u884c\u63d0\u4f9b\u7684APR\u8a66\u7b97\u7d50\u679c\u4e0d\u53ef\u9760\uff0c\u90a3\u9ebc\u8981\u600e\u9ebc\u81ea\u5df1\u8a08\u7b97\u500b\u4eba\u5316\u7684APR\u5462\uff1f\u5176\u5be6\u5404\u5927\u9280\u884c\u90fd\u6709\u63d0\u4f9b\u8a66\u7b97\u5de5\u5177\uff0c\u9019\u908a\u63d0\u4f9b2\u500b\u8a66\u7b97\u5de5\u5177\uff1a<a href=\"https:\/\/moneywise.fsc.gov.tw\/tabf\/main\/tool2.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u7ba1\u6703\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u8a66\u7b97\u5de5\u5177<\/a>\u3001<a href=\"https:\/\/www.fincake.co\/calculator\/monthly-payment\" target=\"_blank\" rel=\"noreferrer noopener\">fincake\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u8a66\u7b97\u5de5\u5177<\/a>\u3002<\/p>\n\n\n\n<p>\u500b\u4eba\u8a8d\u70bafincake\u7684\u8a66\u7b97\u5de5\u5177\u6bd4\u8f03\u597d\u7528\uff0c<a href=\"https:\/\/moneywise.fsc.gov.tw\/tabf\/main\/tool2.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u7ba1\u6703\u7684\u5de5\u5177<\/a>\u53ea\u80fd\u8f38\u5165\u4e00\u6bb5\u5f0f\u5229\u7387\uff0c\u4f46<a href=\"https:\/\/www.fincake.co\/calculator\/monthly-payment\" target=\"_blank\" rel=\"noreferrer noopener\">fincake\u7684\u8a66\u7b97\u5de5\u5177<\/a>\u53ef\u4ee5\u81ea\u7531\u9078\u64c7\u662f\u300c\u4e00\u6bb5\u5f0f\u300d\u6216\u300c\u4e8c\u6bb5\u5f0f\u300d\u5229\u7387\uff0c\u5206\u5225\u8f38\u5165\u6bcf\u4e00\u6bb5\u7684\u5229\u7387\u548c\u671f\u9593\uff0c\u518d\u8f38\u5165\u5404\u9805\u8cbb\u7528\u53bb\u8a08\u7b97\uff0c\u4f7f\u7528\u4e0a\u66f4\u65b9\u4fbf\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8fa6\u8cb8\u6b3e\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u4ee5\u5916\u76842\u5927\u6ce8\u610f\u4e8b\u9805<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u60f3\u8981\/\u9700\u8981\u63d0\u524d\u9084\u6b3e\u55ce\uff1f<\/h3>\n\n\n\n<p>\u5982\u679c\u53ea\u662f\u77ed\u671f\u8cc7\u91d1\u898f\u5283\uff0c\u53ea\u662f\u60f3\u8981\u8cb8\u6b3e1~2\u5e74\uff0c\u6709\u63d0\u524d\u9084\u6b3e\u7684\u9700\u6c42\uff0c\u4e0d\u60f3\u8981\u8cb8\u6b3e5~7\u5e74\u9019\u9ebc\u4e45\uff0c\u90a3\u9ebc\u5c31\u4e0d\u80fd\u53ea\u770bAPR\uff0c\u61c9\u8a72\u8981\u9078\u64c7\u624b\u7e8c\u8cbb\u4f4e\u7684\u9280\u884c\u8cb8\u6b3e\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u56e0\u70baAPR\u7684\u8a08\u7b97\u65b9\u5f0f\uff0c\u662f\u5c07\u624b\u7e8c\u8cbb\u5206\u6524\u5230\u7e3d\u8cb8\u6b3e\u671f\u95935~7\u5e74\u9593\uff0c\u4f46\u624b\u7e8c\u8cbb\u662f\u7b2c\u4e00\u671f\u5c31\u8981\u7e73\u7684\u8cbb\u7528\uff0c\u5c0d\u8cb8\u6b3e\u5f8c\u671f\u6c92\u6709\u5f71\u97ff\uff0c\u8cb8\u6b3e1\u5e74\u8ddf\u8cb8\u6b3e7\u5e74\u8981\u7e73\u7684\u624b\u7e8c\u8cbb\u662f\u4e00\u6a23\u7684\uff0c\u6240\u4ee5\u5982\u679c\u8a08\u756b1\u5e74\u5f8c\u5c31\u8981\u9084\u6e05\u6216\u8fa6\u50b5\u52d9\u6574\u5408\uff0c\u90a3\u9ebc\u5728\u5229\u7387\u76f8\u5dee\u4e0d\u5927\u7684\u60c5\u6cc1\u4e0b\uff0c\u9078\u64c7\u624b\u7e8c\u8cbb\u8f03\u4f4e\u7684\u8cb8\u6b3e\u65b9\u6848\u6bd4\u8f03\u5212\u7b97\uff0c<\/p>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/hu662.shop\/blog\/349\/debt-consolidation\/\" data-type=\"post\" data-id=\"349\" rel=\"nofollow\">\u50b5\u52d9\u6574\u5408\u63a8\u85a6\u65b9\u5f0f.\u6d41\u7a0b.\u9078\u9280\u884c\u6280\u5de7 8\u5927\u8ca0\u50b5\u6574\u5408\u5168\u65b9\u4f4d\u653b\u7565<\/a><\/pre>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cb8\u6b3e\u7533\u8acb\u524d\u9032\u884c\u500b\u4eba\u5316\u4fe1\u7528\u8cb8\u6b3e\u8a55\u4f30<\/h3>\n\n\n\n<p>\u5411\u9280\u884c\u9001\u51fa\u8cb8\u6b3e\u7533\u8acb\u4e4b\u524d\uff0c\u5148\u8a66\u7b97\u500b\u4eba\u5316\u4fe1\u7528\u8cb8\u6b3e\u689d\u4ef6\uff0c\u624d\u6709\u8fa6\u6cd5\u6bd4\u8f03\u5404\u5bb6\u9280\u884c\u7684\u65b9\u6848\uff0c\u54ea\u500b\u6700\u5212\u7b97\u3002APR\u662f\u5f88\u597d\u7684\u8a55\u4f30\u6307\u6a19\uff0c\u53ea\u662f\u7f3a\u5c11\u4e86\u300c\u500b\u4eba\u5316\u300d\uff0c\u7279\u5225\u662f\u984d\u5ea6\u3001\u5229\u7387\u7b49\u7b49\uff0c\u901a\u5e38\u8981\u5411\u9280\u884c\u63d0\u51fa\u7533\u8acb\u4e26\u7b49\u5f85\u5e7e\u5929\u5f8c\u624d\u80fd\u5f97\u77e5\uff0c\u5229\u7387\u53c8\u53ef\u80fd\u5f9e2%\u523016%\u90fd\u6709\u53ef\u80fd\u3002<\/p>\n\n\n\n<p>\u4fd7\u8a71\u8aaa\u300c\u8ca8\u6bd4\u4e09\u5bb6\u4e0d\u5403\u8667\u300d\uff0c\u4f46\u70ba\u4e86<a href=\"https:\/\/hu662.shop\/blog\/334\/jcic-report\/\" target=\"_blank\" data-type=\"post\" data-id=\"334\" rel=\"noreferrer noopener\">\u907f\u514d\u806f\u5fb5\u6b21\u6578\u904e\u591a<\/a>\uff0c\u5efa\u8b70\u5411\u9280\u884c\u7533\u8cb8\u524d\uff0c\u900f\u904e<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\u9019\u500b\u552f\u4e00\u4e00\u500b\u53ef\u4ee5\u9810\u6e2c\u7533\u8cb8\u984d\u5ea6\u8207\u5229\u7387\u7684\u5de5\u5177\uff0c\u5148\u53d6\u5f97\u5404\u9280\u884c\u53ef\u4ee5\u7d66\u81ea\u5df1\u7684\u500b\u4eba\u5316\u8cb8\u6b3e\u689d\u4ef6\uff0c\u50cf\u662f\u8cb8\u6b3e\u984d\u5ea6\u3001\u8cb8\u6b3e\u5229\u7387\u3001APR\u3001\u904e\u4ef6\u7387\u7b49\u689d\u4ef6\uff0c\u518d\u4f86\u6bd4\u8f03\u54ea\u500b\u8cb8\u6b3e\u65b9\u6848\u6700\u6709\u5229\uff0c\u624d\u4e0d\u6703\u8ce0\u4e86\u592b\u4eba\u53c8\u6298\u5175\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/hu662.shop\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=202406\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2024\/06\/2024_06_Alphaloan-blog_CTA.gif\" alt=\"\" class=\"wp-image-4816\"\/><\/a><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5e38\u898b\u554f\u984cQ&amp;A<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-79\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q1. APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4ec0\u9ebc\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(Annual Percentage Rate\uff0c\u7c21\u7a31APR)\uff0c\u5c31\u662f\u5c07\u8cb8\u6b3e\u671f\u9593\u6240\u8981\u7e73\u4ea4\u7684\u7e3d\u8cbb\u7528\uff0c\u5e73\u5747\u5206\u6524\u5728\u8cb8\u6b3e\u671f\u9593\uff0c\u91cd\u65b0\u8a08\u7b97\u800c\u6210\u7684\u5be6\u8cea\u5e74\u5229\u7387\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-32\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q2. \u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5305\u542b\u54ea\u4e9b\u5167\u5bb9\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7684\u8a08\u7b97\u516c\u5f0f\u5167\u5305\u542b\u7684\u91cd\u8981\u6578\u5b57\uff1a\u4e00\u6bb5\u5f0f\u5229\u7387\u3001\u4e8c\u6bb5\u5f0f\u5229\u7387\u3001\u624b\u7e8c\u8cbb\/\u958b\u8fa6\u8cbb\u3001\u5e33\u52d9\u7ba1\u7406\u8cbb\u3001\u5fb5\u4fe1\u8cbb\u3001\u8cb8\u6b3e\u984d\u5ea6\u3001\u8cb8\u6b3e\u671f\u9593\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-15\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q3. \u70ba\u4ec0\u9ebc\u8981\u81ea\u5df1\u7b97\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\uff0c\u9280\u884c\u63d0\u4f9b\u7684\u4e0d\u6e96\u55ce\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u9280\u884c\u63d0\u4f9b\u7684APR\u4e0d\u5305\u542b\u500b\u4eba\u5316\u689d\u4ef6\uff0c\u50c5\u50c5\u662f\u70ba\u4e86\u91d1\u7ba1\u6703\u5099\u67e5\u548c\u5ee3\u544a\u7528\uff0c\u8cb8\u6b3e\u984d\u5ea6\u548c\u671f\u9593\u4e0d\u540c\uff0cAPR\u7684\u7d50\u679c\u5c31\u6703\u4e0d\u4e00\u6a23\uff0c\u56e0\u6b64\u81ea\u5df1\u4f9d\u7167\u81ea\u5df1\u7684\u689d\u4ef6\u8a08\u7b97\u662f\u6700\u6e96\u78ba\u7684\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-36\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q4. APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u600e\u9ebc\u7b97\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u9032\u5165<a href=\"https:\/\/service.standardchartered.com.tw\/count\/calculate-fee.asp\" target=\"_blank\" rel=\"noreferrer noopener\">\u6e23\u6253\u7684\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\u5de5\u5177<\/a>\uff0c\u9078\u64c7\u4f60\u7684\u8cb8\u6b3e\u6709\u300c\u5e7e\u6bb5\u5f0f\u300d\u5229\u7387\uff0c\u5206\u5225\u8f38\u5165\u6bcf\u4e00\u6bb5\u7684\u5229\u7387\u548c\u671f\u9593\uff0c\u518d\u8f38\u5165\u5404\u9805\u8cbb\u7528\uff0c\u9ede\u9078\u958b\u59cb\u8a08\u7b97\u5c31\u80fd\u5f97\u5230\u7b54\u6848\u56c9\uff01<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-39\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q5. APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u591a\u5c11\u5408\u7406\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u5168\u53f0\u4fe1\u7528\u8cb8\u6b3e\u5e73\u5747\u7684\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5927\u7d04\u662f7.1%\u5de6\u53f3\uff0c\u53ef\u4ee5\u5f9e\u4fe1\u7528\u8cb8\u6b3e\u5e73\u5747\u5229\u7387\u5f97\u51fa\uff0c\u3010<a href=\"https:\/\/hu662.shop\/blog\/396\/creditloan-rate-reasonable\/\" data-type=\"post\" data-id=\"396\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u5e73\u57476.42% \u5408\u7406\u5229\u7387\u8a55\u4f30\u65b9\u5f0f\u4e0d\u85cf\u79c1<\/a>\u3011\u8aaa\u660e\u4e86\u5927\u81f4\u4e0a\u6bcf\u7a2e\u5ba2\u7fa4\u7684\u4fe1\u8cb8\u5229\u7387\uff0c\u4e5f\u53ef\u4ee5\u76f4\u63a5\u7528<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u8a66\u7b97\u5de5\u5177<\/a>\u53d6\u5f97\u500b\u4eba\u5316\u7684\u8cb8\u6b3e\u5408\u7406\u5229\u7387\u5594\uff01<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u672c\u7bc7\u6e05\u6e05\u695a\u695a\u8aaa\u660e\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u662f\u4ec0\u9ebc\u3001\u8209\u4f8b\u8aaa\u660eAPR\u5c0d\u6211\u5011\u7533\u8acb\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u5f71\u97ff\uff0c\u4e26\u4e14\u63d0\u4f9b\u4e86\u8a55\u4f30APR\u5fc5\u5099\u7684\u91cd\u9ede\u4ee5\u53ca\u8a66\u7b97\u5de5\u5177\uff0c\u6700\u5f8c\u9084\u6703\u544a\u8a34\u4f60\u5225\u4eba\u90fd\u4e0d\u6703\u8ddf\u4f60\u8aaa\u7684\u79d8\u5bc6\uff0c\u5176\u5be6APR\u6c92\u6709\u60f3\u50cf\u4e2d\u9019\u9ebc\u91cd\u8981\uff0c\u4fe1\u8cb8\u9810\u6e2c\u624d\u662f\u7533\u8acb\u8cb8\u6b3e\u7684\u6700\u4f73\u79d8\u65b9\u5594\uff01<\/p>\n","protected":false},"author":2,"featured_media":404,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[1],"tags":[46,22,12,45,7],"class_list":["post-401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan","tag-apr","tag-22","tag-12","tag-45","tag-7"],"fimg_url":"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2022\/03\/\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387APR\u662f\u4ec0\u9ebc\uff1f\u8cb8\u6b3e\u5229\u7387\u8a66\u7b97\u6b63\u78ba\u8a55\u4f30\u65b9\u5f0f.jpg","_links":{"self":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/comments?post=401"}],"version-history":[{"count":8,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/401\/revisions"}],"predecessor-version":[{"id":5437,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/401\/revisions\/5437"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media\/404"}],"wp:attachment":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media?parent=401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/categories?post=401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/tags?post=401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}