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\u6839\u64da2024\u5e74\u65b0\u589e\u500b\u4eba\u4fe1\u8cb8\u8cc7\u6599\u986f\u793a\uff0c\u5e73\u5747\u500b\u4eba\u4fe1\u8cb8\u984d\u5ea6\u662f103\u842c\uff0c\u5229\u7387\u5247\u5f9e2020\u5e74\u76845.24%\u4e0a\u5347\u5230\u6700\u65b04\u6708\u4efd\u662f\u5e73\u57476.42%\uff0c\u53c8\u6709\u516c\u52d9\u4eba\u54e1\u3001\u5c08\u696d4\u5e2b\u7b49\u300c\u512a\u8cea\u5ba2\u7fa4\u300d\u6703\u62c9\u4f4e\u4fe1\u7528\u8cb8\u6b3e\u7684\u5229\u7387\u5e73\u5747\u503c\uff0c\u56e0\u6b64\u975e\u512a\u8cea\u5ba2\u7fa4\u7684\u4e00\u822c\u5c0f\u8001\u767e\u59d3\uff0c\u4fe1\u8cb8\u5229\u7387\u9054\u52308%\u751a\u81f310%\u90fd\u662f\u5f88\u6709\u53ef\u80fd\u7684\uff0c\u4e3b\u8981\u5f71\u97ff\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u7684\u56e0\u7d20\u6709\u4ee5\u4e0b3\u9805\uff1a<\/p>\n\n\n\n
\u56e0\u7d201\uff1a\u8077\u696d<\/h3>\n\n\n\n
\u5c31\u50cf\u9019\u7bc7\u6587\u7ae0\u4e00\u958b\u59cb\u8aaa\u660e\u7684\uff0c\u8077\u696d\u662f\u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u7684\u5176\u4e2d\u4e00\u500b\u95dc\u9375\u56e0\u7d20\uff0c\u5c08\u696d3\u5e2b(\u91ab\u5e2b\u3001\u5f8b\u5e2b\u3001\u6703\u8a08\u5e2b)\u3001\u516c\u52d9\u4eba\u54e1\u3001\u767e\u5927\u4f01\u696d\u54e1\u5de5\u7b49\uff0c\u5c6c\u65bc\u9280\u884c\u7684\u512a\u8cea\u5ba2\u7fa4\uff0c\u4fe1\u8cb8\u5229\u7387\u5927\u7d04\u843d\u57282%~5.4%\uff0c\u4e00\u822c\u4f01\u696d\u6b63\u8077\u54e1\u5de5\u7533\u8acb\u4fe1\u8cb8\u7684\u5229\u7387\u5927\u7d04\u662f2.4%~11%\uff0c\u5176\u4ed6\u672a\u767b\u8a18\u516c\u53f8\u6216\u5de5\u4f5c\u975e\u6b63\u8077\u7684\u4eba\uff0c\u7533\u8acb\u4fe1\u8cb8\u7684\u5229\u7387\u5927\u7d04\u662f6%~16%\u3002<\/p>\n\n\n\n
\u56e0\u7d202\uff1a\u5e74\u8cc7\u548c\u6536\u5165<\/h3>\n\n\n\n
\u60f3\u8981\u7533\u8acb\u4fe1\u8cb8\u6700\u5c11\u8981\u5de5\u4f5c\u6eff6~12\u500b\u6708\u4ee5\u4e0a\uff0c\u82e5\u5de5\u4f5c\u672a\u6eff6\u500b\u6708\uff0c\u7533\u8acb\u4fe1\u8cb8\u5f88\u5bb9\u6613\u4e0d\u901a\u904e\uff0c\u5e74\u8cc7\u8d8a\u4e45\u3001\u6536\u5165\u8d8a\u9ad8\uff0c\u7533\u8acb\u4fe1\u8cb8\u7684\u5229\u7387\u4e5f\u5c31\u8d8a\u4f4e\uff0c\u6536\u5165\u8d8a\u7a69\u5b9a\u7684\u8077\u696d\uff0c\u4fe1\u8cb8\u5229\u7387\u4e5f\u6703\u8d8a\u4f4e\uff0c\u50cf\u662f\u5e73\u5747\u6708\u6536\u5dee\u4e0d\u591a\u7684\u60c5\u6cc1\uff0c\u4e00\u822c\u5167\u52e4\u54e1\u5de5\u5c31\u6703\u6bd4\u696d\u52d9\u4eba\u54e1\u8f03\u5bb9\u6613\u7533\u8acb\u5230\u4f4e\u5229\u4fe1\u8cb8\u3002<\/p>\n\n\n\n
\u56e0\u7d203\uff1a\u806f\u5fb5\u5206\u6578\u3001\u4fe1\u7528\u8a55\u5206<\/h3>\n\n\n\n
\u60f3\u8981\u4e86\u89e3\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c\u6700\u76f4\u63a5\u7684\u65b9\u5f0f\u5c31\u662f\u7533\u8acb\u500b\u4eba\u4fe1\u7528\u5831\u544a\uff0c\u4e26\u4e14\u52a0\u67e5\u4fe1\u7528\u8a55\u5206\uff0c\u3010\u4fe1\u7528\u8a55\u5206\u662f\u4ec0\u9ebc\uff1f\u8a72\u600e\u9ebc\u770b\uff1f\u4fe1\u7528\u8a55\u5206\u5b8c\u5168\u89e3\u6790<\/a>\u3011\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u4fe1\u7528\u8a55\u5206\u662f\u4ec0\u9ebc\uff0c\u4ee5\u53ca\u90a3\u4e9b\u884c\u70ba\u6703\u6263\u4fe1\u7528\u5206\u6578\u3002<\/p>\n\n\n\n
AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\u5167\u90e8\u6578\u64da\u6307\u51fa\uff0c\u4fe1\u7528\u8a55\u5206550\u5206\u4ee5\u4e0b\uff0c\u662f\u5c6c\u65bc\u4fe1\u7528\u8a55\u5206\u504f\u4e2d\u4e0b\u968e\u5c64\uff0c\u7533\u8acb\u4fe1\u8cb8\u8f03\u4e0d\u5bb9\u6613\u901a\u904e\uff0c\u4e14\u4fe1\u8cb8\u5229\u7387\u901a\u5e38\u6703\u504f\u9ad8\uff0c 650\u5206~800\u5206\uff0c\u5206\u6578\u8d8a\u9ad8\uff0c\u5be9\u6838\u901a\u904e\u7684\u689d\u4ef6\u5229\u7387\u6703\u8d8a\u597d\u3002<\/p>\n\n\n\n
\u5ef6\u4f38\u95b1\u8b80\uff1a\u4fe1\u7528\u8a55\u5206\u6a19\u6e96\u662f\u591a\u5c11\uff1f\u4fe1\u7528\u8a55\u5206600\/650\/700\/800\u5206\u7b97\u9ad8\u55ce\uff1f<\/a><\/pre>\n\n\n\n
\u5982\u4f55\u5224\u65b7\u9280\u884c\u4fe1\u8cb8\u5229\u7387\u662f\u5426\u5408\u7406\uff1f<\/h2>\n\n\n\n
\u5584\u7528\u4fe1\u8cb8\u6bd4\u8f03\u5e73\u53f0\u8ca8\u6bd4\u4e09\u5bb6<\/h3>\n\n\n\n
\u7d93\u904e\u672c\u7bc7\u4ee5\u4e0a\u7684\u8aaa\u660e\uff0c\u5df2\u7d93\u5927\u81f4\u4e0a\u6709\u500b\u6982\u5ff5\uff0c\u4f9d\u7167\u81ea\u5df1\u7684\u5de5\u4f5c\u3001\u8077\u696d\u3001\u4fe1\u7528\u7b49\u7b49\u689d\u4ef6\uff0c\u53ef\u80fd\u53ef\u4ee5\u7533\u8acb\u5230\u7684\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u5408\u7406\u7bc4\u570d\u662f\u591a\u5c11\uff0c\u4f46\u9084\u662f\u8981\u6bd4\u8f03\u54ea\u5bb6\u9280\u884c\u7d66\u51fa\u7684\u4fe1\u8cb8\u5229\u7387\u6700\u4f4e\uff0c\u5c31\u7b97\u53ea\u5dee1%\u6bcf\u500b\u6708\u5c31\u8981\u591a\u7e73\u5e7e\u767e\u584a\uff0c\u4e5f\u662f\u5f88\u6709\u611f\u7684\uff01<\/p>\n\n\n\n
\u6700\u7c21\u55ae\u77e5\u9053\u591a\u5bb6\u9280\u884c\u4fe1\u8cb8\u5229\u7387\u3001\u984d\u5ea6\u3001\u904e\u4ef6\u7387\u7684\u65b9\u5f0f\u5c31\u662f\u5229\u7528\u4fe1\u8cb8\u6bd4\u8f03\u9810\u6e2c\u5de5\u5177\uff0c\u53ea\u8981\u82b13\u5206\u9418\uff0c\u586b\u5beb\u5de5\u4f5c\u6536\u5165\u3001\u8ca1\u529b\u72c0\u6cc1\u3001\u6709\u7121\u8cb8\u6b3e\u3001\u4fe1\u7528\u5361\u4f7f\u7528\u60c5\u5f62\u7b49\u8cc7\u6599\uff0c\u5c31\u53ef\u4ee5\u514d\u8cbb\u3001\u514d\u806f\u5fb5\u53d6\u5f97\u591a\u5bb6\u9280\u884c\u7684\u500b\u4eba\u5316\u4fe1\u8cb8\u9810\u6e2c\u5831\u544a\u5594\uff01\u4e00\u76ee\u4e86\u7136\u76f4\u63a5\u5e6b\u4f60\u9078\u64c7\u6700\u9069\u5408\u4f60\u7684\u4fe1\u8cb8\u65b9\u6848\uff01<\/p>\n\n\n
\n
\"\"<\/a><\/figure><\/div>\n\n\n
\u907f\u514d\u4e00\u6b21\u7533\u8acb\u591a\u5bb6\u4fe1\u8cb8<\/h3>\n\n\n\n
\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u7684\u6642\u5019\uff0c\u7e3d\u6703\u60f3\u8981\u77e5\u9053\u9280\u884c\u5be6\u969b\u4e0a\u7d66\u51fa\u7684\u4fe1\u8cb8\u5229\u7387\u662f\u591a\u5c11\uff0c\u4f46\u8981\u6ce8\u610f\u7684\u662f\uff0c3\u500b\u6708\u5167\u4e0d\u53ef\u4ee5\u7533\u8acb\u8d85\u904e3\u5bb6\u9280\u884c\u7684\u4fe1\u7528\u8cb8\u6b3e\uff0c\u6211\u5011\u5411\u9280\u884c\u63d0\u51fa\u4fe1\u7528\u8cb8\u6b3e\u7533\u8acb\u7684\u6642\u5019\uff0c\u9280\u884c\u5c31\u6703\u8abf\u95b1\u6211\u5011\u7684\u806f\u5fb5\u7d00\u9304\uff0c\u7522\u751f1\u6b21\u806f\u5fb5\u67e5\u8a62\u7d00\u9304\uff0c3\u500b\u6708\u8d85\u904e3\u6b21\u806f\u5fb5\u67e5\u8a62\u7d00\u9304\uff0c\u4e0d\u4f46\u6703\u6263\u806f\u5fb5\u5206\u6578\uff0c\u8981\u518d\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u5c31\u6703\u66f4\u56f0\u96e3\u3002<\/p>\n\n\n\n
\u6ce8\u610f\u4fe1\u7528\u8cb8\u6b3e\u9677\u9631<\/h3>\n\n\n\n
\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u9664\u4e86\u6ce8\u610f\u4fe1\u8cb8\u5229\u7387\u662f\u591a\u5c11\u4ee5\u5916\uff0c\u9084\u8981\u5c0f\u5fc3\u9019\u4e9b\u4fe1\u8cb8\u9677\u9631\uff0c\u624d\u4e0d\u6703\u56e0\u5c0f\u5931\u5927\uff0c\u70ba\u4e86\u77010.2%\u7684\u5229\u7387\uff0c\u53cd\u800c\u591a\u4ed8\u51fa\u4e86\u5176\u4ed6\u8cbb\u7528\u3002<\/p>\n\n\n\n
    \n
  1. \u4e0d\u5408\u7406\u7684\u8d85\u4f4e\u5229\u7387\uff0c\u7b2c\u4e8c\u968e\u6bb5\u7684\u5229\u7387\u624d\u662f\u91cd\u9ede\u3002<\/li>\n\n\n\n
  2. \u8cb8\u6b3e\u984d\u5ea6\u4e00\u6a23\uff0c\u4f46\u6708\u4ed8\u91d1\u5f88\u4f4e\uff0c\u7e3d\u5229\u606f\u652f\u51fa\u53cd\u800c\u6703\u8b8a\u9ad8\u3002<\/li>\n\n\n\n
  3. \u7d81\u7d04\u9650\u5236\u6e05\u511f\uff0c\u8981\u4ed83%~4%\u9055\u7d04\u91d1\u3002<\/li>\n\n\n\n
  4. \u5176\u4ed6\u5404\u9805\u8cbb\u7528\u2014\u958b\u8fa6\u8cbb\/\u624b\u7e8c\u8cbb\/\u5e33\u6236\u7ba1\u7406\u8cbb\/\u5fb5\u4fe1\u8cbb\/\u67e5\u8a62\u8cbb\u3002<\/li>\n\n\n\n
  5. \u4e00\u6bb5\u5f0f\u5229\u7387\u9084\u662f\u968e\u68af\u5f0f\u5229\u7387\uff1f<\/li>\n<\/ol>\n\n\n\n
    \u5982\u4f55\u7533\u8acb\u4f4e\u5229\u7387\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/h2>\n\n\n\n
    \u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6700\u6ce8\u91cd\u7684\u4e00\u662f\u904e\u4ef6\u7387\uff0c\u9019\u5bb6\u9280\u884c\u9858\u610f\u501f\u9322\u7d66\u6211\u7684\u6a5f\u7387\u6709\u591a\u5c11\uff1f\u518d\u4f86\u5c31\u662f\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u662f\u591a\u5c11\uff0c\u4eba\u4eba\u90fd\u60f3\u7533\u8acb\u5230\u4f4e\u5229\u7387\u7684\u4fe1\u7528\u8cb8\u6b3e\uff0c\u56e0\u6b64\u9019\u7bc7\u63d0\u4f9b4\u500b\u65b9\u6cd5\uff0c\u7533\u8acb\u4f4e\u5229\u7387\u4fe1\u7528\u8cb8\u6b3e\uff1a<\/p>\n\n\n\n
      \n
    1. \u9078\u64c7\u9069\u5408\u7684\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u3002<\/strong>\u91ab\u5e2b\u3001\u5f8b\u5e2b\u3001\u6703\u8a08\u5e2b\u5c31\u9078\u64c7\u512a\u8cea\u5ba2\u7fa4\u65b9\u6848\uff0c\u516c\u6559\u4eba\u54e1\u5c31\u9078\u64c7\u516c\u6559\u4fe1\u8cb8\u65b9\u6848\uff0c\u4e00\u822c\u5c0f\u8001\u767e\u59d3\u5c31\u5229\u7528\u4fe1\u8cb8\u9810\u6e2c\u5de5\u5177<\/a>\u627e\u5230\u6700\u9069\u5408\u7684\u4fe1\u8cb8\u65b9\u6848\u3002<\/li>\n\n\n\n
    2. \u9078\u64c7\u4fe1\u7528\u5361\u5361\u53cb\u5c08\u5c6c\u5361\u53cb\u8cb8\u3002<\/strong>\u300c\u5361\u53cb\u8cb8<\/a>\u300d\u5c31\u662f\u6307\u8a72\u9280\u884c\u5c08\u9580\u63d0\u4f9b\u7d66\u81ea\u5bb6\u4fe1\u7528\u5361\u4f7f\u7528\u8005\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u9069\u5408\u6709\u4fe1\u7528\u5361\uff0c\u4e14\u8cc7\u91d1\u9700\u6c42\u6bd4\u8f03\u7dca\u6025\u7684\u4eba\u3002<\/li>\n\n\n\n
    3. \u9078\u64c7\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4f4e\u5229\u8cb8\u3002<\/strong>\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u5c31\u662f\u5c07\u9019\u7b46\u8cb8\u6b3e\u7e3d\u5171\u9700\u8981\u7e73\u4ea4\u7684\u8cbb\u7528\uff0c\u5168\u90e8\u52a0\u7e3d\u4e4b\u5f8c\uff0c\u4f9d\u7167\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u6642\u9593\uff0c\u8a08\u7b97\u5f97\u51fa\u7684\u5be6\u8cea\u5e74\u5229\u7387\uff0c\u76f8\u5c0d\u65bc\u53ea\u770b\u8cb8\u6b3e\u5e74\u5229\u7387\uff0cAPR\u66f4\u6709\u53c3\u8003\u50f9\u503c\u3002<\/li>\n\n\n\n
    4. 30\u842c\u4ee5\u4e0b\u5c0f\u984d\u4fe1\u8cb8\u3002<\/strong>\u56e0\u7533\u8acb\u91d1\u984d\u8f03\u5c0f\uff0c\u8207\u4e00\u822c\u9280\u884c\u4fe1\u8cb8\u76f8\u6bd4\uff0c\u5c0f\u984d\u8cb8\u6b3e\u7684\u624b\u7e8c\u6703\u8f03\u7c21\u4fbf\u3001\u901a\u904e\u6a5f\u7387\u4e5f\u6703\u8f03\u9ad8\uff0c\u5f88\u9069\u5408\u6025\u7528\u9322\u3001\u9700\u8981\u9031\u8f49\u91d1\u7684\u4eba\u7533\u8acb\u3002<\/li>\n<\/ol>\n\n\n\n
      \u5404\u9280\u884c\u4f4e\u5229\u7387\u4fe1\u8cb8\u7d71\u6574\u8868<\/h3>\n\n\n\n
      \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
      \u4fe1\u8cb8\u5229\u7387\u5b8c\u6574\u6bd4\u8f03<\/th>\n<\/tr>\n
      \u9280\u884c<\/td>\n\u4fe1\u8cb8\u65b9\u6848<\/td>\n\u4fe1\u8cb8\u5229\u7387<\/td>\n\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/td>\n<\/tr>\n
      \u6e23\u6253\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.79%~15.41% \"\"<\/a><\/td>\n<\/tr>\n
      \u6ed9\u8c50\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.46%~15.39% \"\"<\/a><\/td>\n<\/tr>\n
      \u53f0\u5317\u5bcc\u90a6<\/a><\/td>\nAlphaLoan\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.61%~14.41%\"\"<\/a><\/td>\n<\/tr>\n
      \u6c38\u8c50\u9280\u884c<\/a><\/td>\n\u6578\u6642\u8cb8<\/a><\/td>\n0.01%\u8d77<\/td>\n2.43%~15.66% \"\"<\/a><\/td>\n<\/tr>\n
      \u51f1\u57fa\u9280\u884c<\/a><\/td>\nAlphaLoan\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.11%~16.78% \"\"<\/a><\/td>\n<\/tr>\n
      \u7389\u5c71\u9280\u884c<\/a><\/td>\ne\u6307\u4fe1\u8cb8AlphaLoan\u7368\u5bb6\u65b9\u6848<\/td>\n0.01%\u8d77<\/td>\n3.21%~15.12% \"\"<\/a><\/td>\n<\/tr>\n
      \u4e2d\u570b\u4fe1\u8a17<\/a><\/td>\nonline\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3.33%~14.87% \"\"<\/a><\/td>\n<\/tr>\n
      \u53f0\u65b0\u9280\u884c<\/a><\/td>\nRichart\u4fe1\u8cb8<\/td>\n2.1%\u8d77<\/td>\n2.1%~15% \"\"<\/a><\/td>\n<\/tr>\n
      \u738b\u9053\u9280\u884c<\/a><\/td>\n\u4e00\u822c\u4fe1\u8cb8<\/td>\n2.25%\u8d77<\/td>\n3.06%~16.93% \"\"<\/a><\/td>\n<\/tr>\n
      \u806f\u90a6\u9280\u884c<\/a><\/td>\n\u9214\u671f\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.42%~14.45%\"\"<\/a><\/td>\n<\/tr>\n
      Bankee<\/a><\/td>\n\u4e00\u822c\u4fe1\u8cb8<\/td>\n2.23%\u8d77<\/td>\n2.36%~14.12%\"\"<\/a><\/td>\n<\/tr>\n
      Bankee<\/a><\/td>\n\u6311\u6230\u578b\u4fe1\u8cb8-\u6311\u6230\u6210\u529f50%\u56de\u994b<\/a><\/td>\n4%\u8d77<\/td>\n5.23%~15.34%\"\"<\/a><\/td>\n<\/tr>\n
      \u570b\u6cf0\u4e16\u83ef<\/td>\n\u6cf0\u5e78\u798f\u4fe1\u8cb8<\/td>\n1.88%\u8d77<\/td>\n5.99%~16.08%<\/td>\n<\/tr>\n
      \u6a02\u5929\u570b\u969b\u9280\u884c<\/td>\n\u6a02\u5929\u8cb8(\u5206\u671f\u578b)<\/td>\n2.08%\u8d77<\/td>\n2.17%~15.72%<\/td>\n<\/tr>\n
      LINE Bank<\/td>\n\u5206\u671f\u4fe1\u8cb8<\/td>\n3.18%\u8d77<\/td>\n3.35%~16.43%<\/td>\n<\/tr>\n
      \u9060\u6771\u5546\u9280<\/td>\nOnline\u4fe1\u8cb8<\/td>\n2.01%\u8d77<\/td>\n2.32%~14.98%<\/td>\n<\/tr>\n
      \u65b0\u5149\u9280\u884c<\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.68%\u8d77<\/td>\n3.21%~15.61%<\/td>\n<\/tr>\n
      \u83ef\u5357\u9280\u884c<\/td>\n\u512a\u8cea\u8cb8<\/td>\n2.73%\u8d77<\/td>\n3.451%~14.682%<\/td>\n<\/tr>\n
      \u4e0a\u6d77\u5546\u9280<\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n1.99%\u8d77<\/td>\n3.45%~12.03%<\/td>\n<\/tr>\n
      \u570b\u6cf0\u4e16\u83ef<\/td>\n\u5927\u6a39\u901f\u8cb8<\/td>\n3.33%\u8d77<\/td>\n4.01%~17.09%<\/td>\n<\/tr>\n
      \u571f\u5730\u9280\u884c<\/td>\n\u4e00\u822c\u4fe1\u7528\u8cb8\u6b3e<\/td>\n4%\u8d77<\/td>\n4.73%\uff5e7.79%<\/td>\n<\/tr>\n
      \u53f0\u7063\u4f01\u9280<\/td>\ne\u7db2\u8cb8\u8cb8\u6b3e<\/td>\n2.62%\u8d77<\/td>\n4.525%\u8d77<\/td>\n<\/tr>\n
      \u967d\u4fe1\u9280\u884c<\/td>\n\u4e00\u822c\u500b\u4eba\u4fe1\u7528\u8cb8\u6b3e<\/td>\n1.88%\u8d77<\/td>\n5.55%~8.57%<\/td>\n<\/tr>\n
      \u53f0\u5317\u5bcc\u90a6\u9280\u884c<\/td>\n\u4e0a\u73ed\u65cf\u4fe1\u8cb8<\/td>\n4.01%\u8d77<\/td>\n5.26%~16.37%<\/td>\n<\/tr>\n
      \u5408\u4f5c\u91d1\u5eab<\/td>\n\u512a\u8077\u512a\u5229\u4fe1\u7528\u8cb8\u6b3e<\/td>\n2.105%\u8d77<\/td>\n3.65%~8.99%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n
      \u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u5e38\u898b\u554f\u984cQ&A<\/h2>\n\n\n
      \n
      \n
      \n
      Q1. \u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u5927\u6982\u662f\u591a\u5c11\uff1f<\/h3>\n
      \n\n
      \u512a\u8cea\u5ba2\u6236\u7684\u4fe1\u8cb8\u5229\u7387\u5927\u7d04\u843d\u57282%~5.4%\uff1b
      \u4e00\u822c\u4f01\u696d\u6b63\u8077\u54e1\u5de5\u4fe1\u7684\u8cb8\u5229\u7387\u5927\u7d04\u662f3.2%~11%\uff1b
      \u5176\u4ed6\u672a\u767b\u8a18\u516c\u53f8\u6216\u5de5\u4f5c\u975e\u6b63\u8077\u7684\u4eba\uff0c\u7533\u8acb\u4fe1\u8cb8\u7684\u5229\u7387\u5927\u7d04\u662f6%~16%<\/p>\n\n<\/div>\n<\/div>\n
      \n
      Q2. \u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f<\/h3>\n
      \n\n
      \u4fe1\u8cb8\u5229\u7387\u7684\u57fa\u6e96\u516c\u5f0f\uff1a\u8a72\u9280\u884c\u5b9a\u5132\u5229\u7387\u6307\u6578+\u52a0\u78bc\u5229\u7387\uff0c\u5207\u5fcc\u4e0d\u53ef\u53ea\u770b\u5ee3\u544a\u5229\u7387\uff0c\u61c9\u6ce8\u610f\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u662f\u591a\u5c11\u3002<\/p>\n\n<\/div>\n<\/div>\n
      \n
      Q3. \u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u7684\u56e0\u7d20\u6709\u90a3\u4e9b\uff1f<\/h3>\n
      \n\n
      \u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u67093\u5927\u56e0\u7d20\uff1a\u4f60\u7684\u8077\u696d\u3001\u5de5\u4f5c\/\u6536\u5165\u3001\u4fe1\u7528\u72c0\u6cc1<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
      \u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u5e38\u5e38\u5728\u9280\u884c\u7684\u5ee3\u544a\u4e0a\u770b\u5230\u4fe1\u8cb8\u5229\u73870.88%\uff0c\u8d85\u7d1a\u5438\u5f15\u4eba\uff0c\u4f46\u5be6\u969b\u7533\u8acb\u7d50\u679c\u537b\u662f6.88%\uff1f\u5be6\u969b\u4e0a\u7684\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u5927\u6982\u662f\u591a\u5c11\uff1f\u672c\u7bc7\u6703\u5148\u4ecb\u7d393\u500b\u4fe1\u8cb8\u5229\u7387\u5408\u7406\u7684\u7bc4\u570d\uff0c\u4e26\u8aaa\u660e\u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u7684\u56e0\u7d20\u6709\u54ea\u4e9b\uff1f\u6700\u5f8c\u6703\u6559\u4f60\u7528\u90193\u62db\u5224\u65b7\u4fe1\u8cb8\u5229\u7387\u662f\u5426\u5408\u7406\u3002\u6587\u672b\u9084\u6703\u52a0\u78bc\u544a\u8a34\u4f60\u5982\u4f55\u7533\u8acb\u4f4e\u5229\u7387\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/p>\n","protected":false},"author":2,"featured_media":2980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[1],"tags":[5,22,16,28],"class_list":["post-396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan","tag-5","tag-22","tag-16","tag-28"],"fimg_url":"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2023\/07\/\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406.jpg","_links":{"self":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/comments?post=396"}],"version-history":[{"count":15,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/396\/revisions"}],"predecessor-version":[{"id":5045,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/396\/revisions\/5045"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media\/2980"}],"wp:attachment":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media?parent=396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/categories?post=396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/tags?post=396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}