{"id":299,"date":"2025-02-13T14:30:08","date_gmt":"2025-02-13T06:30:08","guid":{"rendered":"https:\/\/hu662.shop\/blog\/?p=299"},"modified":"2025-02-13T14:30:09","modified_gmt":"2025-02-13T06:30:09","slug":"personal-loan-recommend","status":"publish","type":"post","link":"https:\/\/hu662.shop\/blog\/299\/personal-loan-recommend\/","title":{"rendered":"2025\u4fe1\u8cb8\u63a8\u85a6\u5b8c\u6574\u653b\u7565\uff01\u6559\u4f60\u7533\u8acb\u6700\u4f4e\u5229\u4fe1\u8cb8&\u5feb\u901f\u7533\u8cb8\u6280\u5de7"},"content":{"rendered":"\n

PTT\u3001Mobil01\u3001Dcard\u4e0a\u7e3d\u6703\u6709\u8a31\u591a\u71b1\u5fc3\u7db2\u53cb\u5206\u4eab\u4fe1\u8cb8\u5fc3\u5f97<\/a>\uff0c\u63a8\u85a6\u54ea\u5bb6\u9280\u884c\u7533\u8fa6\u7684\u4fe1\u8cb8\u5229\u7387<\/a>\u6bd4\u8f03\u4f4e\uff0c\u4f46\u9019\u4e9b\u7db2\u8def\u4e0a\u7684\u4fe1\u8cb8\u63a8\u85a6\u4e0d\u4e00\u5b9a\u662f\u6bcf\u500b\u4eba\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u7684\u6700\u4f73\u9078\u64c7\uff0c\u672c\u7bc7\u9664\u4e86\u7d71\u6574\u7db2\u8def\u4e0a\u5927\u5bb6\u63a8\u85a6\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u9084\u6703\u8aaa\u660e\u70ba\u4ec0\u9ebc\u4fe1\u8cb8\u63a8\u85a6\u65b9\u6848\u4e0d\u4e00\u5b9a\u9069\u5408\u4f60\uff1f\u6700\u5f8c\u6703\u8aaa\u660e\u4fe1\u8cb8\u63a8\u85a6\u4e0d\u6703\u544a\u8a34\u4f60\u7684\u4fe1\u8cb8\u9677\u9631<\/a>\uff0c\u4e0d\u60f3\u7576\u51a4\u5927\u982d\u7684\u8a71\u4e00\u5b9a\u8981\u770b\u5230\u6700\u5f8c\uff01<\/p>\n\n\n\n

\u4fe1\u8cb8\u63a8\u85a6\u65b9\u6848\u6bd4\u8f03\u8868<\/h2>\n\n\n\n

\u4ee5\u4e0b\u8868\u683c\u5c07\u4fe1\u8cb8\u63a8\u85a6\u65b9\u6848\u7684\u6240\u6709\u8cbb\u7528\u52a0\u7e3d\u5e73\u5747\u8a08\u7b97\uff0c\u5305\u542b\u4e8c\u6bb5\u5f0f\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u7b49\u7b49\uff0c\u8a08\u7b97\u5f97\u51fa\u7684\u300c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u300d\u624d\u662f\u5be6\u969b\u4e0a\u4fe1\u7528\u8cb8\u6b3e\u7684\u771f\u5be6\u5229\u7387\uff0c\u56e0\u6b64\u4ee5\u4e0b\u5217\u51fa\u5404\u5927\u9280\u884c\u7684\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u65b9\u6848\u5b8c\u6574\u6bd4\u8f03\uff0c\u5305\u542b\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4f9b\u5927\u5bb6\u53c3\u8003\u3002
(\u9ede\u64ca\u9280\u884c\u540d\u7a31\u5feb\u901f\u8df3\u8f49\u81f3\u9280\u884c\u5b98\u7db2)<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u4fe1\u8cb8\u63a8\u85a6\u7d71\u6574\u6bd4\u8f03\u8868<\/th>\n<\/tr>\n
\u9280\u884c<\/td>\n\u4fe1\u8cb8\u65b9\u6848<\/td>\n\u4fe1\u8cb8\u5229\u7387<\/td>\n\u624b\u7e8c\u8cbb<\/td>\n\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/td>\n<\/tr>\n
\u6e23\u6253\u9280\u884c<\/a><\/td>\n\u4fe1\u8cb8\u512a\u60e0\u5c08\u6848<\/td>\n0.01%\u8d77<\/td>\n0\u5143 (\u9650\u6642\u512a\u60e0)<\/td>\n2.79%~15.41%
\"\"<\/a><\/td>\n<\/tr>\n
\u6ed9\u8c50\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n0\u5143 (\u9650\u6642\u512a\u60e0)<\/td>\n2.19%~15.82%
\"\"<\/a><\/td>\n<\/tr>\n
\u6c38\u8c50\u9280\u884c<\/a><\/td>\n\u6578\u6642\u8cb8<\/a><\/td>\n0.01%\u8d77<\/td>\n0\u5143\u8d77<\/td>\n2.43%~15.66%
\"\"<\/a><\/td>\n<\/tr>\n
\u51f1\u57fa\u9280\u884c<\/a><\/td>\nAlphaLoan\u5c08\u5c6c\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n0\u5143\u8d77<\/td>\n2.11\uff05~16.78%
\"\"<\/a><\/td>\n<\/tr>\n
\u7389\u5c71\u9280\u884c<\/a><\/td>\nAlphaLoan\u7368\u5bb6\u65b9\u6848<\/td>\n0.01%\u8d77<\/td>\n2,000\u5143\u8d77<\/td>\n3.21%~15.12%
\"\"<\/a><\/td>\n<\/tr>\n
\u4e2d\u570b\u4fe1\u8a17<\/a><\/td>\nonline\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3,000\u5143<\/td>\n3.21%~14.87%
\"\"<\/a><\/td>\n<\/tr>\n
\u53f0\u5317\u5bcc\u90a6<\/a><\/td>\nAlphaLoan\u5c08\u5c6c\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n0\u5143<\/td>\n2.61%~14.41%
\"\"<\/a><\/td>\n<\/tr>\n
\u738b\u9053\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n2.25%\u8d77<\/td>\n6,000\u5143<\/td>\n3.06%~16.93%
\"\"<\/a><\/td>\n<\/tr>\n
\u53f0\u65b0\u9280\u884c<\/a><\/td>\nRichart\u4fe1\u8cb8<\/td>\n2.1%\u8d77<\/td>\n0\u5143 (\u9650\u6642\u512a\u60e0)<\/td>\n2.1%~15.1%
\"\"<\/a><\/td>\n<\/tr>\n
\u806f\u90a6\u9280\u884c<\/a><\/td>\n\u9214\u671f\u8cb8<\/td>\n0.01%\u8d77<\/td>\n0\u5143<\/td>\n2.42%~14.45%
\"\"<\/a><\/td>\n<\/tr>\n
\u661f\u5c55\u9280\u884c<\/a><\/td>\n\u5361\u53cb\u8cb8<\/td>\n0.88%\u8d77<\/td>\n1,000\u5143<\/td>\n4.93%~16.50%
\"\"<\/a><\/td>\n<\/tr>\n
\u5c07\u4f86\u9280\u884c<\/a><\/td>\n\u512a\u8cb8<\/td>\n1.92%\u8d77<\/td>\n588\u5143<\/td>\n2.01%~16.1%
\"\"<\/a><\/td>\n<\/tr>\n
LINE Bank<\/a><\/td>\n\u5206\u671f\u4fe1\u8cb8<\/td>\n3.18%\u8d77<\/td>\n1,288\u5143<\/td>\n3.35%~16.43%
\"\"<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

2025\u6700\u65b0\u4fe1\u8cb8\u63a8\u85a6\u5b8c\u6574\u6bd4\u8f03\u8868<\/a><\/p>\n\n\n

\ud83c\udf89\u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0\ud83c\udf89 
\u8cb8\u6b3e\u5e74\u5229\u7387\u9996\u671f\u5229\u7387 0.01%<\/mark><\/strong>\uff0c\u6700\u9ad8\u984d\u5ea6600\u842c<\/strong><\/mark>\uff1b\u5373\u65e5\u8d77~2025\/2\/28\u6b62\u900f\u904e
AlphaLoan \u5c08\u5c6c\u9023\u7d50<\/a>\u7533\u8fa6\uff0c\u8cb8\u6b3e50\u842c\u4ee5\u4e0a(\u4e0d\u542b)\u4e14\u6b63\u5e38\u7e73\u6b3e\u6eff3\u500b\u6708\uff0c\u5373\u53ef\u4eab\u901a\u8def\u9650\u5b9a\u597d\u79ae<\/mark><\/strong>\u300c6,000\u5143\u7121\u671f\u9650momo\u5e63\u300d\u3001\u300cMarshallMotif II A.N.C. \u771f\u7121\u7dda\u964d\u566a\u85cd\u7259\u8033\u6a5f\u300d\u4e8c\u9078\u4e00\uff0c\u9ede\u64ca\u9023\u7d50\u67e5\u770b\u6d3b\u52d5\u8fa6\u6cd5<\/a>\u3002<\/pre>\n\n\n\n

\u4fe1\u8cb8\u63a8\u85a6\u5feb\u901f\u7533\u8acb\u5c0f\u6280\u5de7<\/h2>\n\n\n\n
    \n
  1. \u4e86\u89e3\u81ea\u5df1\u7684\u4fe1\u7528\u8a55\u5206<\/li>\n\n\n\n
  2. \u6e96\u5099\u8ca1\u529b\u8b49\u660e<\/li>\n\n\n\n
  3. \u9032\u884c\u6700\u4f73\u8cb8\u6b3e\u9810\u6e2c<\/a><\/li>\n<\/ol>\n\n\n\n

    \u9664\u4e86\u4e86\u89e3\u5e02\u9762\u4e0a\u6709\u54ea\u4e9b\u9280\u884c\u4fe1\u8cb8\u65b9\u6848\u4ee5\u5916\uff0c\u4e8b\u5148\u4e86\u89e3\u81ea\u5df1\u7684\u4fe1\u7528\u8a55\u5206<\/a>\uff0c\u4e26\u4e14\u6e96\u5099\u5145\u5206\u7684\u8ca1\u529b\u8b49\u660e<\/a>\u4e5f\u662f\u7533\u8acb\u4f4e\u5229\u7387\u4fe1\u8cb8\u5fc5\u4e0d\u53ef\u5c11\u7684\u90e8\u5206\uff0c\u5982\u679c\u89ba\u5f97\u81ea\u5df1\u53bb\u8dd1\u5404\u500b\u55ae\u4f4d\u7533\u8acb\u8ca1\u529b\u8b49\u660e\u592a\u8f9b\u82e6\u4e86\uff0c\u4e5f\u5f88\u63a8\u85a6\u5229\u7528MyData\u5e73\u53f0<\/a>\uff0c\u7dda\u4e0a\u7533\u8acb\u6240\u9700\u8cc7\u6599\uff0c\u7701\u6642\u53c8\u7701\u529b\uff01<\/p>\n\n\n\n

    \u7533\u8acb\u8cb8\u6b3e\u9084\u8981\u505a\u529f\u8ab2\u592a\u9ebb\u7169\uff0c\u5c31\u53ef\u4ee5\u4f7f\u7528\u4fe1\u8cb8\u6bd4\u8f03\u5de5\u5177\uff0c\u4ea4\u7d66AI\u7528\u5927\u6578\u64da\u5e6b\u6211\u5206\u6790\uff0c\u6211\u6700\u9069\u5408\u7533\u8acb\u54ea\u5bb6\u9280\u884c\u4fe1\u8cb8\uff0c\u60f3\u8981\u5229\u7387\u6700\u4f4e\u3001\u8cb8\u6b3e\u984d\u5ea6\u6700\u9ad8\u3001\u6216\u662f\u6838\u8cb8\u6a5f\u7387\u6700\u9ad8\uff0c\u90fd\u80fd\u9032\u884c\u9810\u6e2c\uff0c3\u5206\u9418\u627e\u5230\u6211\u9700\u8981\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u7dda\u4e0a\u7533\u8acb\u6700\u5feb2\u5929\u5c31\u62ff\u5230\u9700\u8981\u7684\u8cc7\u91d1\u4e86\uff01<\/p>\n\n\n

    \n
    \"\"<\/a><\/figure><\/div>\n\n\n

    \u70ba\u4ec0\u9ebc\u4fe1\u8cb8\u63a8\u85a6\u65b9\u6848\u4e0d\u4e00\u5b9a\u9069\u5408\u4f60\uff1f<\/h2>\n\n\n\n

    \u53ef\u4ee5\u770b\u5230\u4e0a\u9762\u7684\u8868\u683c\uff0c\u6bcf\u500b\u9280\u884c\u4fe1\u8cb8\u65b9\u6848\u7684\u5229\u7387\u90fd\u662f\u300cX.X%\u8d77\u300d\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7684\u7bc4\u570d\u4e5f\u975e\u5e38\u5ee3\uff0c2.89%~15.42%\u9019\u7a2e\u7bc4\u570d\uff0c\u6709\u8b1b\u8ddf\u6c92\u8b1b\u4e00\u6a23\uff0c\u6839\u672c\u5c31\u6c92\u8fa6\u6cd5\u77e5\u9053\u5be6\u969b\u7533\u8acb\u4fe1\u8cb8\u53ef\u80fd\u5f97\u5230\u7684\u5229\u7387\u662f\u591a\u5c11\u3002<\/p>\n\n\n\n

    \u518d\u8aaa\u6bcf\u9593\u9280\u884c\u504f\u597d\u54ea\u7a2e\u5c6c\u6027\u7684\u5ba2\u6236\u90fd\u4e0d\u4e00\u6a23\uff0c\u9280\u884c\u4e5f\u4e0d\u6703\u660e\u767d\u5730\u544a\u8a34\u4f60\uff0c\u6709\u4e9b\u9280\u884c\u6703\u70ba\u4e86\u591a\u62c9\u4e00\u4e9b\u5ba2\u4eba\uff0c\u653e\u6b3e\u7d66\u5de5\u4f5c\u3001\u4fe1\u7528\u689d\u4ef6\u6c92\u90a3\u9ebc\u597d\u7684\u5ba2\u4eba\uff0c\u4f46\u6709\u4e9b\u9280\u884c\u5c31\u4e0d\u6703\uff0c\u7576\u7136\u9019\u4e9b\u90fd\u662f\u9280\u884c\u4e4b\u9593\u4e0d\u80fd\u8aaa\u7684\u79d8\u5bc6\uff0c\u8868\u9762\u4e0a\u770b\u90fd\u770b\u4e0d\u51fa\u4f86\u3002<\/p>\n\n\n\n

    \u56e0\u6b64\u7db2\u8def\u4e0a\u5927\u5bb6\u63a8\u85a6\u7684\u9280\u884c\uff0c\u4f8b\u5982\u524d2\u671f\u5229\u7387\u6700\u4f4e\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u4e0d\u4e00\u5b9a\u5c31\u9069\u5408\u4f60\u53bb\u9019\u5bb6\u9280\u884c\u7533\u8fa6\uff0c\u800c\u662f\u8981\u4f9d\u7167\u81ea\u5df1\u7684\u689d\u4ef6\uff0c\u53bb\u9078\u64c7\u9069\u5408\u4f60\u7684\u9280\u884c\u4fe1\u8cb8\u65b9\u6848\uff0c\u624d\u80fd\u5920\u7533\u8acb\u5230\u5229\u7387\u4f4e\u3001\u984d\u5ea6\u9ad8\u3001\u689d\u4ef6\u597d\u7684\u4fe1\u7528\u8cb8\u6b3e\u5594\uff01<\/p>\n\n\n\n

    \u4fe1\u8cb8\u63a8\u85a6\u9280\u884c\u5229\u7387\u6bd4\u8f03\u4f4e\u55ce\uff1f<\/h2>\n\n\n\n

    \u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6700\u91cd\u8981\u7684\u5c31\u662f\u5229\u7387\u4e86\uff0c\u7db2\u8def\u4e0a\u5927\u5bb6\u63a8\u85a6\u7684\u4fe1\u8cb8\u5229\u7387\u770b\u8d77\u4f86\u90fd\u597d\u4f4e\uff0c\u662f\u771f\u7684\u55ce\uff1f\u5404\u5927\u9280\u884c\u7684\u4fe1\u8cb8\u5ee3\u544a\u90fd\u8aaa\u6700\u4f4e0.01\u8d77\uff0c\u751a\u81f3\u6709\u6642\u5019\u7279\u6b8a\u65b9\u6848\u9084\u6709\u524d3\u671f\u4e0d\u8ad6\u501f\u591a\u5c11\uff0c\u5229\u606f\u90fd\u53ea\u89815\u5143\uff01<\/p>\n\n\n\n

    \u9280\u884c\u4e5f\u662f\u8981\u8cfa\u9322\u7684\uff0c\u600e\u9ebc\u53ef\u80fd\u9019\u9ebc\u597d\uff0c\u501f\u9322\u51fa\u53bb\u6536\u9019\u9ebc\u5c11\u7684\u5229\u606f\u56de\u4f86\uff1f\u771f\u6b63\u61c9\u8a72\u8981\u6ce8\u610f\u7684\u662f\u5ee3\u544a\u6c92\u8aaa\u7684\u4e8b\uff0c\u50cf\u662f\u524d3\u671f\u5229\u73870.01%\uff0c\u7b2c4\u671f\u4ee5\u5f8c3.88%\u8d77\uff0c\u5230\u982d\u4f86\u9078\u64c7\u5927\u5bb6\u63a8\u85a6\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u53cd\u800c\u6c92\u6709\u6bd4\u8f03\u5212\u7b97\u3002<\/p>\n\n\n\n

    \u60f3\u8981\u77e5\u9053\u4fe1\u8cb8\u63a8\u85a6\u9280\u884c\u5229\u7387\u6709\u6c92\u6709\u6bd4\u8f03\u4f4e\uff0c\u90a3\u9ebc\u5c31\u61c9\u8a72\u5148\u4e86\u89e3\uff0c\u666e\u904d\u4f86\u8aaa\u4ec0\u9ebc\u6a23\u7684\u689d\u4ef6\uff0c\u53ef\u4ee5\u53d6\u5f97\u4ec0\u9ebc\u6a23\u7684\u5229\u7387\uff0c\u5148\u6709\u4e00\u500b\u6bd4\u8f03\u6a19\u6e96\uff0c\u624d\u80fd\u78ba\u5b9a\u9019\u5bb6\u9280\u884c\u7684\u5229\u7387\u662f\u6bd4\u8f03\u9ad8\u9084\u662f\u6bd4\u8f03\u4f4e\u3002<\/p>\n\n\n\n

    \ud83d\udd25\u5bcc\u90a6\u4fe1\u8cb8<\/a>\u65b0\u6625\u5f37\u6a94\u512a\u60e0\uff0c\u9996\u671f\u5229\u73870.01%\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u73872.61%\u8d77\uff0c\u624b\u7e8c\u8cbb\u901a\u8def\u512a\u60e0\u9650\u66420\u5143\uff01\u53ea\u8981\u6709\u52de\u5065\u4fdd\u8b49\u660e\u90fd\u80fd\u7533\u8acb\uff0c\u6700\u5feb1\u5929\u5c31\u80fd\u6838\u8cb8\uff0c\u7dda\u4e0a\u7c3d\u7d04\u6700\u5feb10\u5206\u9418\u64a5\u6b3e\uff0c\u8cc7\u91d1\u9700\u6c42\u5c31\u627e\u5bcc\u90a6\u4fe1\u8cb8<\/a>\uff01\u2192\u7acb\u5373\u7533\u8acb<\/a><\/pre>\n\n\n\n

    \u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f<\/h2>\n\n\n\n

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      \n
    1. \u8077\u696d<\/li>\n\n\n\n
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    3. \u500b\u4eba\u4fe1\u7528\u72c0\u6cc1<\/li>\n<\/ol>\n\n\n\n

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      \n
      \"\"<\/a><\/figure><\/div>\n\n\n

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