{"id":1192,"date":"2025-02-13T14:27:53","date_gmt":"2025-02-13T06:27:53","guid":{"rendered":"https:\/\/hu662.shop\/blog\/?p=1192"},"modified":"2025-02-13T14:32:41","modified_gmt":"2025-02-13T06:32:41","slug":"obank-loan-review","status":"publish","type":"post","link":"https:\/\/hu662.shop\/blog\/1192\/obank-loan-review\/","title":{"rendered":"\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f2.68% 2\u5929\u5feb\u901f\u6838\u8cb8.\u8f15\u9b06\u89e3\u6c7a\u8cc7\u91d1\u7f3a\u53e3"},"content":{"rendered":"\n<p>\u60f3\u8981\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u8a72\u5411\u54ea\u5bb6\u9280\u884c\u7533\u8acb\u6bd4\u8f03\u597d\u5462\uff1f\u738b\u9053\u9280\u884c\u662f\u6578\u4f4d\u9280\u884c\uff0c\u5229\u7387\u6703\u4e0d\u6703\u6bd4\u50b3\u7d71\u9280\u884c\u597d\uff1f\u672c\u7bc7\u5206\u4eab<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\u7684\u4f7f\u7528\u8005\u6848\u4f8b\uff0c\u544a\u8a34\u4f60\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u8ab0\u9069\u5408\u7533\u8acb\u738b\u9053\u9280\u884c\u8cb8\u6b3e\uff1f\u4ee5\u53ca\u8981\u7533\u8acb\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u6709\u54ea\u4e9b\u6ce8\u610f\u4e8b\u9805\u53ca\u689d\u4ef6\uff0c\u60f3\u77e5\u9053\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u90a3\u9ebc\u5c31\u5feb\u9ede\u770b\u4e0b\u53bb\u5427\uff01<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u8077\u696d\u6536\u5165\u3001\u4fe1\u7528\u72c0\u6cc1\u3001\u8ca0\u50b5\u72c0\u6cc1\u90fd\u8ddf\u6211\u5011\u7684\u6848\u4f8b\u5f88\u76f8\u4f3c\uff0c\u90a3\u9ebc\u4e5f\u6703\u63a8\u85a6\u4f60\u7533\u8acb\u738b\u9053\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\uff0c\u60f3\u4e86\u89e3\u66f4\u7cbe\u6e96\u7684\u500b\u4eba\u5316\u4fe1\u8cb8\u9810\u6e2c\uff0c\u6b61\u8fce\u81f3<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7db2\u7ad9\u5167\u9032\u884c\u5206\u6790<\/a>\uff01<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/hu662.shop\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=202406\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2024\/06\/2024_06_Alphaloan-blog_CTA.gif\" alt=\"\" class=\"wp-image-4816\"\/><\/a><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">\u738b\u9053\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u6574\u7406<\/h2>\n\n\n<table class=\"blogtable\">\n<tbody>\n<tr>\n<td style=\"width: 13%;\">\u00a0<\/td>\n<td style=\"width: 29%;\">\u4fe1\u8cb8\u512a\u60e0\u5c08\u6848<\/td>\n<td style=\"width: 29%;\">\u738b\u9053Go\u7528\u91d1<\/td>\n<td style=\"width: 29%;\">\u50b5\u52d9\u6574\u5408\u4fe1\u8cb8<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u5229\u7387<\/td>\n<td>2.25%\u8d77(\u6a5f\u52d5\u8a08\u606f)<\/td>\n<td>2.99%~16.00%(\u56fa\u5b9a\u8a08\u606f)<\/td>\n<td>3.49%~16.13%(\u6a5f\u52d5\u8a08\u606f)<\/td>\n<\/tr>\n<tr>\n<td>\u624b\u7e8c\u8cbb<\/td>\n<td>\u65b0\u53f0\u5e63 6,000 \u5143<\/td>\n<td>\u65b0\u53f0\u5e63 1,500 \u5143<\/td>\n<td>\u65b0\u53f0\u5e63 9,000 \u5143<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u91d1\u984d<\/td>\n<td>\u6700\u9ad8 500 \u842c\u5143<\/td>\n<td>\u6700\u9ad8 60 \u842c\u5143<\/td>\n<td>\u6700\u9ad8 500 \u842c\u5143<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u671f\u9593<\/td>\n<td>\u6700\u9577 7 \u5e74<\/td>\n<td>\u6700\u9577 5 \u5e74<\/td>\n<td>\u6700\u9577 7 \u5e74<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u5c0d\u8c61<\/td>\n<td>1. \u672c\u570b\u4eba\u5e74\u9f6118~65\u6b72\uff0c\u6709\u56fa\u5b9a\u6536\u5165\u3002<br \/>2. \u5e74\u6536\u5165\u5927\u65bc\u7b49\u65bcNT24\u842c\u5143<\/td>\n<td>\n<p>1.\u672c\u570b\u4eba\u5e74\u9f6118~65\u6b72\uff0c\u6709\u8ca1\u529b\u8b49\u660e\u3002<br \/><span style=\"font-size: revert; font-family: inherit; font-weight: inherit; color: initial;\">2. \u5e74\u6536\u5165\u5927\u65bc\u7b49\u65bcNT24\u842c\u5143\u3002<\/span><\/p>\n<\/td>\n<td>1. \u672c\u570b\u4eba\u5e74\u9f6118~65\u6b72\uff0c\u6709\u56fa\u5b9a\u6536\u5165\u3002<br \/>2. \u5e74\u6536\u5165\u5927\u65bc\u7b49\u65bcNT24\u842c\u5143<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td><a href=\"https:\/\/pse.is\/4f5glm\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<td><a href=\"https:\/\/pse.is\/5w5emj\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<td><a href=\"https:\/\/pse.is\/4f5glm\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/pse.is\/4f5glm\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" width=\"300\" height=\"101\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2022\/11\/\u738b\u9053\u9280\u884cO-Bank_logo.png\" alt=\"\" class=\"wp-image-1193\"\/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/pse.is\/4f5glm\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u2192\u7dda\u4e0a\u7533\u8fa6\u738b\u9053\u9280\u884c\u8cb8\u6b3e<\/a><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u738b\u9053\u4fe1\u7528\u8cb8\u6b3e\u7533\u8cb8\u6210\u529f\u8005\u80cc\u666f<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8077\u696d\uff1a\u4e0a\u5e02\u6ac3\u516c\u53f8\u4f5c\u696d\u54e1<\/li>\n\n\n\n<li>\u5e74\u6536\u5165\uff1a53\u842c<\/li>\n\n\n\n<li>\u4fe1\u7528\u72c0\u6cc1\uff1a\u4fe1\u7528\u5361\u4f7f\u75285\u5e74\u4ee5\u4e0a\u3001\u7121\u5361\u5faa\u3001\u7121\u9072\u7e73<\/li>\n\n\n\n<li>\u8ca0\u50b5\u72c0\u6cc1\uff1a\u7121<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u738b\u9053\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u6838\u8cb8\u7d50\u679c\u5206\u4eab<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8cb8\u6b3e\u5229\u7387\uff1a2.68%<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u984d\u5ea6\uff1a50\u842c<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u671f\u9650\uff1a5\u5e74\/60\u671f<\/li>\n\n\n\n<li>\u624b\u7e8c\u8cbb\uff1a0\u5143<\/li>\n\n\n\n<li>\u6708\u4ed8\u91d1\uff1a8,913\u5143<\/li>\n<\/ul>\n\n\n\n<p>\u8607\u5c0f\u59d0\u662f\u5728\u4e00\u5bb6\u4e0a\u5e02\u4e0a\u6ac3\u516c\u53f8\u7684\u54e1\u5de5\uff0c\u7a69\u5b9a\u85aa\u8f49\u6536\u5165\uff0c\u540d\u4e0b\u6c92\u6709\u8ca0\u50b5\u3001\u4fe1\u7528\u5361\u50b5\u3001\u8cb8\u6b3e\u7b49\u7b49\uff0c\u9280\u884c\u4fe1\u8cb8\u7533\u8acb\u904e\u4ef6\u6c92\u6709\u554f\u984c\uff0c\u4f46\u627e\u54ea\u4e00\u5bb6\u9280\u884c\u6700\u9069\u5408\uff0c\u5229\u7387\u6700\u4f4e\u5462\uff1f<\/p>\n\n\n\n<p>\u8607\u5c0f\u59d0\u958b\u59cb\u627e\u8cc7\u6599\u505a\u529f\u8ab2\uff0c\u767c\u73fe\u4e86\u4fe1\u8cb8\u6bd4\u8f03\u5e73\u53f0\uff0d<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\uff0c\u8a55\u4f30\u5f8c\u738b\u9053\u9280\u884c\u986f\u793a\u5728\u6700\u4f73\u7533\u8acb\u65b9\u6848\uff0c\u8607\u5c0f\u59d0\u770b\u5230\u5229\u7387\u9a5a\u8a1d\uff0c\u81ea\u5df1\u53ea\u4e0d\u904e\u662f\u4f5c\u696d\u54e1\uff0c\u771f\u7684\u53ef\u4ee5\u62ff\u5230\u9019\u9ebc\u597d\u7684\u689d\u4ef6\u55ce\uff1f<\/p>\n\n\n\n<p>\u96d6\u7136\u534a\u4fe1\u534a\u7591\u5979\u4f46\u9084\u662f\u76f4\u63a5\u5411\u738b\u9053\u9280\u884c\u63d0\u51fa\u7533\u8acb\uff0c\u4e00\u5929\u5167\u53d6\u5f97\u521d\u5be9\u7684\u689d\u4ef6\uff0c\u672c\u4f86\u7cfb\u7d71\u9810\u4f30\u7684\u5229\u7387\u7d04\u843d\u57283-4%\uff0c\u4f46\u6709\u512a\u60e0\u6d3b\u52d5\u7684\u738b\u9053\u6838\u5b9a\u4e86\u5229\u73872.68%\u53ca\u624b\u7e8c\u8cbb0\u5143\uff0c\u9019\u9ebc\u7406\u60f3\u7684\u689d\u4ef6\uff0c\u8607\u5c0f\u59d0\u7576\u7136\u8fc5\u901f\u540c\u610f\u64a5\u6b3e\uff0c\u7533\u8acb\u7684\u904e\u7a0b\u4e0d\u5230\u5169\u5929\u5c31\u62ff\u5230\u8cc7\u91d1\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0a\u7c21\u8ff0\u5ba2\u6236\u771f\u5be6\u5728\u738b\u9053\u9280\u884c\u6838\u8cb8\u7684\u7d93\u9a57\uff0c\u4e0d\u904e\u662f\u4ec0\u9ebc\u6a23\u7684\u4eba\u9069\u5408\u7533\u8acb\u738b\u9053\u9280\u884c\u5462\uff1f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8ab0\u9069\u5408\u7533\u8acb\u738b\u9053\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u540d\u4e0b\u6c92\u6709\u9280\u884c\u8ca0\u50b5(\u5305\u542b\u623f\u8cb8\u3001\u4fe1\u8cb8\u3001\u5b78\u8cb8\u7b49)<\/li>\n\n\n\n<li>\u4fe1\u7528\u5361\u6301\u5361\u4f7f\u7528\u534a\u5e74\u4ee5\u4e0a<\/li>\n\n\n\n<li>\u53ef\u63d0\u4f9b\u6536\u5165\u8b49\u660e(\u85aa\u8f49\u8b49\u660e\u3001\u5e74\u5ea6\u6263\u7e73\u6191\u55ae\u3001\u52de\u4fdd\u7570\u52d5\u660e\u7d30\u3001\u5065\u4fdd\u6295\u4fdd\u8b49\u660e)<\/li>\n\n\n\n<li>\u5feb\u901f\u9700\u8981\u8cc7\u91d1\u8005<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u6025\u7528\u93222\u5929\u5feb\u901f\u64a5\u6b3e<\/h2>\n\n\n\n<p>\u8607\u5c0f\u59d0\u662f\u4e00\u540d\u4e0a\u5e02\u4e0a\u6ac3\u96fb\u5b50\u516c\u53f8\u7684\u4f5c\u696d\u54e1\uff0c\u4e0a\u4e0b\u73ed\u5de5\u4f5c\u6642\u9593\u7a69\u5b9a\uff0c\u5979\u81ea\u5df1\u672c\u8eab\u7684\u751f\u6d3b\u55ae\u7d14\uff0c\u4f46\u662f\u5bb6\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u4e0d\u7a69\u5b9a\uff0c\u5c24\u5176\u5f1f\u5f1f\u540d\u4e0b\u6709\u8a31\u591a\u7b46\u878d\u8cc7\u501f\u8cb8\uff0c\u9084\u6b3e\u58d3\u529b\u5927\u60f3\u7528\u9280\u884c\u4fe1\u8cb8\u9032\u884c\u50b5\u52d9\u6574\u5408\uff0c\u4f46\u5f1f\u5f1f\u5728\u9910\u5ef3\u7684\u5de5\u4f5c\u6c92\u6709\u85aa\u8f49\uff0c\u5411\u9280\u884c\u7533\u8acb\u5c0f\u984d\u4fe1\u8cb8\u90fd\u88ab\u5a49\u62d2\uff0c\u53d7\u4e0d\u4e86\u9084\u6b3e\u58d3\u529b\u5411\u59ca\u59ca\u6c42\u6551\u3002<\/p>\n\n\n\n<p>\u8607\u5c0f\u59d0\u4e0d\u60f3\u628a\u5b58\u6b3e\u62ff\u51fa\u4f86\u7d66\u5f1f\u5f1f\u9084\u50b5\uff0c\u7562\u7adf\u6709\u4e00\u7b46\u751f\u6d3b\u7dca\u6025\u9810\u5099\u91d1\u8f03\u70ba\u5b89\u5fc3\uff0c\u5f8c\u4f86\u8ddf\u5f1f\u5f1f\u5354\u8b70\uff0c\u7531\u5979\u7684\u540d\u7fa9\u53bb\u7533\u8acb\u4fe1\u8cb8\uff0c\u9084\u6b3e\u5f97\u7531\u5f1f\u5f1f\u8ca0\u8cac\u3002\u5373\u4f7f\u5b58\u5728\u98a8\u96aa\uff0c\u4f46\u9577\u59d0\u7684\u8cac\u4efb\u8b93\u8607\u5c0f\u59d0\u9084\u662f\u6c7a\u5b9a\u5e6b\u52a9\u5f1f\u5f1f\uff01<\/p>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/hu662.shop\/blog\/828\/emergency-funds\/\" target=\"_blank\" data-type=\"post\" data-id=\"828\" rel=\"noreferrer noopener\">\u7dca\u6025\u9810\u5099\u91d1\u8981\u5b58\u591a\u5c11\uff1f\u653e\u54ea\u88e1\u6700\u5212\u7b97\uff1f\u53ef\u4ee5\u4e0d\u5b58\u55ce\uff1f\u7dca\u6025\u9810\u5099\u91d1101\u5927\u54c9\u554f<\/a><\/pre>\n\n\n\n<p>\u8607\u5c0f\u59d0\u5728\u5f1f\u5f1f\u7684\u7d93\u9a57\u4e0b\uff0c\u672c\u4f86\u4ee5\u70ba\u9280\u884c\u4fe1\u8cb8\u662f\u5f88\u96e3\u7533\u8acb\u7684\uff0c\u4f46\u4e8b\u5be6\u4e0a\uff0c\u8607\u5c0f\u59d0\u672c\u8eab\u7684\u689d\u4ef6\u5c31\u548c\u5f1f\u5f1f\u5b8c\u5168\u4e0d\u540c\u3002\u5979\u5728\u4e0a\u5e02\u4e0a\u6ac3\u516c\u53f8\u4e0a\u73ed\uff0c\u7a69\u5b9a\u7684\u85aa\u8cc7\u8f49\u5e33\u52a0\u4e0a\u540d\u4e0b\u6c92\u6709\u8ca0\u50b5\uff0c\u5404\u9280\u884c\u7533\u8acb\u904e\u4ef6\u662f\u6c92\u6709\u7591\u616e\u7684\uff0c\u4e0d\u904e\u5979\u7684\u96b1\u85cf\u554f\u984c\u662f\u300c\u5e73\u5e38\u5de5\u4f5c\u4e0d\u65b9\u4fbf\u96a8\u6642\u63a5\u96fb\u8a71\u300d\uff0c<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlphaLoan<\/a>\u5efa\u8b70\u5979\u9078\u64c7\u738b\u9053\u9280\u884c\u7dda\u4e0a\u7533\u8acb\uff0c\u4e0d\u9700\u9280\u884c\u696d\u52d9\u806f\u7e6b\uff0c\u8cc7\u6599\u5099\u9f4a\u62cd\u7167\u4e0a\u50b3\uff0c\u5168\u7a0b\u81ea\u884c\u5b8c\u6210\u7533\u8acb\u5373\u53ef\uff0c\u6d41\u7a0b\u65b9\u4fbf\u904e\u7a0b\u4e5f\u5341\u5206\u5feb\u901f\u9806\u5229\uff01<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6eab\u99a8\u5c0f\u63d0\u9192\uff1aAlphaLoan\u9047\u904e\u5f88\u591a\u5ba2\u4eba\u8868\u793a\u540d\u4e0b\u8cb8\u6b3e\u662f\u5e6b\u5bb6\u4eba\u670b\u53cb\u501f\uff0c\u9084\u6b3e\u7531\u4ed6\u4eba\u9084\u6b3e\uff0c\u4f46\u8cb8\u6b3e\u662f\u639b\u5728\u5ba2\u4eba\u7684\u540d\u4e0b\uff0c\u8ca0\u50b5\u8a08\u7b97\u7576\u7136\u662f\u7b97\u5728\u501f\u6b3e\u4eba\u8eab\u4e0a\uff0c\u9280\u884c\u4e0d\u6703\u77e5\u9053\u662f\u8ab0\u5728\u9084\u9019\u7b46\u9322\uff0c\u4e14\u9019\u9ebc\u505a\u9808\u627f\u64d4\u9ad8\u98a8\u96aa\uff0c\u82e5\u672a\u4f86\u9084\u6b3e\u7684\u4eba\u800d\u8cf4\uff0c\u501f\u6b3e\u4eba\u9084\u662f\u5f97\u4f9d\u7d04\u9084\u6b3e\u5537\uff01<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">\u7533\u8fa6\u738b\u9053\u4fe1\u8cb8\u76843\u5927\u6ce8\u610f\u4e8b\u9805<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\uff0e\u7c21\u55ae\u7dda\u4e0a\u7533\u8acb5\u6b65\u9a5f<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u586b\u5beb\u8cc7\u6599<\/li>\n\n\n\n<li>\u4e0a\u50b3\u6587\u4ef6<\/li>\n\n\n\n<li>\u5fb5\u4fe1\u5be9\u67e5<\/li>\n\n\n\n<li>\u6210\u7acb\u5951\u7d04<\/li>\n\n\n\n<li>\u64a5\u6b3e<\/li>\n<\/ol>\n\n\n\n<p>\u7c21\u55ae\u5b8c\u62105\u6b65\u9a5f\u5373\u53ef\u5feb\u901f\u64a5\u6b3e\uff0c\u7533\u8acb\u524d\u8a18\u5f97\u5148\u5c07\u6587\u4ef6\u6e96\u5099\u9f4a\u5168\uff0c\u5305\u542b\u8eab\u5206\u8b49\u3001\u7b2c\u4e8c\u8b49\u4ef6\u4ee5\u53ca\u6536\u5165\u8ca1\u529b\u8b49\u660e\uff0c\u5207\u8a18\u4e0a\u50b3\u7684\u8cc7\u6599\u7167\u7247\u8981\u5b57\u9ad4\u6e05\u695a\u53ef\u8fa8\u8b58\u3001\u7121\u53cd\u5149\u3001\u4e0d\u6a21\u7cca\uff0c\u53ef\u4ee5\u52a0\u5feb\u7533\u8acb\u7684\u901f\u5ea6\u5537\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uff0e\u4e86\u89e3\u4ec0\u9ebc\u662f\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)<\/h3>\n\n\n\n<p>\u7533\u8acb\u4fe1\u8cb8\u5ba2\u6236\u9700\u652f\u4ed8\u7684\u5305\u542b\u5229\u606f\u8cbb\u7528\u3001\u958b\u8fa6\u8cbb\u3001\u5e33\u52d9\u7ba1\u7406\u8cbb\u7b49\uff0c\u53ef\u4ee5\u7528\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u8a08\u7b97\u7533\u8acb\u4fe1\u8cb8\u9700\u652f\u4ed8\u7684\u6210\u672c\uff0c\u8a08\u7b97\u65b9\u5f0f\u662f\u5c07\u6210\u672c\u52a0\u7e3d\u5f8c\u4f9d\u8cb8\u6b3e\u6642\u9593\uff0c\u5e73\u5747\u5206\u6524\u5230\u6bcf\u4e00\u671f\u7684\u7e73\u6b3e\u8cbb\u7528\u7387\u3002<\/p>\n\n\n\n<p>\u82e5\u5728\u6bd4\u8f03\u9280\u884c\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u53c3\u8003\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u66f4\u53ef\u4ee5\u6e96\u78ba\u7684\u77e5\u9053\u9808\u652f\u4ed8\u7684\u6210\u672c\u9ad8\u4f4e\u5537\uff01\u53c3\u8003\u6848\u4f8b\u5982\u4e0b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u5229\u7387<\/td><td>\u958b\u8fa6\u624b\u7e8c\u8cbb<\/td><td>\u8cb8\u6b3e\u671f\u9650<\/td><td>APR<\/td><\/tr><tr><td>A\u9280\u884c<\/td><td>3%<\/td><td>5000\u5143<\/td><td>60\u671f<\/td><td>4.9%<\/td><\/tr><tr><td>B\u9280\u884c<\/td><td>3.5%<\/td><td>1000\u5143<\/td><td>60\u671f<\/td><td>3.9%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u76f4\u89ba\u4e0a\u6703\u9078\u64c7\u5229\u7387\u4f4e\u7684A\u9280\u884c\u64a5\u6b3e\uff0c\u4f46\u5176\u96b1\u85cf\u9700\u8981\u652f\u4ed8\u7684\u958b\u8fa6\u624b\u7e8c\u8cbb\uff0c\u52a0\u4e0a\u8a08\u7b97\u5f8c\uff0cA\u9280\u884c\u7684APR\u9ad8\u51faB\u9280\u884c1%\u5462\uff01\u82e5\u6c92\u6709\u7559\u610f\u5230\u7684\u8a71\u662f\u591a\u9ebc\u51a4\u6789\uff01<\/p>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/hu662.shop\/blog\/401\/what-is-apr\/\" target=\"_blank\" data-type=\"post\" data-id=\"401\" rel=\"noreferrer noopener\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387APR\u662f\u4ec0\u9ebc\uff1f\u8cb8\u6b3e\u5229\u7387\u8a66\u7b97&amp;\u6b63\u78ba\u8a55\u4f30\u65b9\u5f0f<\/a><\/pre>\n\n\n\n<h3 class=\"wp-block-heading\">\uff0e\u8cb8\u6b3e\u6838\u8cb8\u5f8c\u7684\u7336\u8c6b\u671f<\/h3>\n\n\n\n<p>\u4fe1\u8cb8\u6838\u8cb8\u5f8c\u4e0d\u662f\u4e00\u5b9a\u8981\u99ac\u4e0a\u64a5\u6b3e\u5537\uff01\u5ba2\u6236\u6709\u7336\u8c6b\u671f\uff0c\u5be9\u95b1\u671f\u9593\u81f3\u5c11\u4e94\u65e5\uff0c\u6709\u4e9b\u9280\u884c\u6709\u4e00\u500b\u6708\u5de6\u53f3\u7684\u7336\u8c6b\u671f\uff0c\u8996\u9280\u884c\u898f\u5b9a\uff0c\u6545\u4e0d\u8981\u50bb\u50bb\u7684\u88ab\u696d\u52d9\u904a\u8aaa\u8981\u99ac\u4e0a\u64a5\u6b3e\u5537\uff01\u689d\u4ef6\u4e0d\u6eff\u610f\u7684\u8a71\uff0c\u9084\u662f\u6709\u6a5f\u6703\u5229\u7528\u7336\u8c6b\u671f\u7684\u6642\u9593\u8ddf\u9280\u884c\u722d\u53d6\u770b\u770b\u66f4\u597d\u7684\u689d\u4ef6\uff0c\u6216\u662f<a href=\"https:\/\/hu662.shop\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u627e\u5176\u4ed6\u689d\u4ef6\u66f4\u597d\u7684\u9280\u884c<\/a>\u7533\u8cb8\u5537\uff01<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/hu662.shop\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=202406\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2024\/06\/2024_06_Alphaloan-blog_CTA.gif\" alt=\"\" class=\"wp-image-4816\"\/><\/a><\/figure><\/div>\n\n\n<figure class=\"wp-block-table\">\n<table><tbody>\n<tr style=\"background-color: #4c9f75;\"><td colspan=\"3\"><span style=\"font-size: 15pt; color: #ffffff \"><b>\ud83d\udca1\u4fe1\u8cb8\u65b0\u624b\u6751-\u7533\u8acb\u4f4e\u5229\u4fe1\u8cb8\u5fc5\u77e515\u554f\ud83d\udca1<\/b><\/span><\/td><\/td>\n  <tr><td class=\"hover-float-top\"><a href=\"https:\/\/hu662.shop\/blog\/260\/what-is-personal-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u8cb8\u662f\u4ec0\u9ebc\uff1f<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/374\/credit-level\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u7528\u8a55\u5206\u591a\u5c11\u624d\u5920\uff1f<\/a>\n    <\/td><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/299\/personal-loan-recommend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u8cb8\u63a8\u85a6\u5b8c\u6574\u653b\u7565<\/a><\/td><\/tr>\n  \n  <tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/234\/loan-time\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u4fe1\u8cb8\u6d41\u7a0b\u77e5\u591a\u5c11\uff1f<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/406\/apply-jcic\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u806f\u5fb5\u5831\u544a\u7533\u8acb\u6559\u5b78<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/874\/empty-credit-loan-recommend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u5c0f\u767d\u4fe1\u8cb8\u63a8\u85a6\u9280\u884c<\/a><\/td>\n  \n  <\/tr><tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/265\/credit-loan-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4f4e\u5229\u4fe1\u8cb8\u7533\u8acb\u653b\u7565<\/a><\/td>\n  <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/334\/jcic-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u806f\u5fb5\u5831\u544a\u600e\u9ebc\u770b\uff1f<\/a><\/td>\n  <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/326\/easy-approved-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u4fe1\u8cb8\u597d\u904e\u9280\u884c\u63a8\u85a6<\/a><\/td><\/tr>\n  \n  <tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/536\/loan-limit\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u4fe1\u8cb8\u984d\u5ea6\u591a\u5c11\uff1f<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/508\/correspondent-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u8ff7\u601d\u7834\u89e3-\u5f80\u4f86\u9280\u884c<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/848\/on-lend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb0\u8f49\u589e\u8cb8\u63a8\u85a6\u9280\u884c<\/a><\/td><\/tr>\n  \n  <tr><td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/253\/loan-requirement\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u5fc5\u77e57\u5927\u4fe1\u8cb8\u689d\u4ef6<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/463\/creditloan-trap\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u907f\u958b7\u5927\u4fe1\u8cb8\u9677\u9631<\/a><\/td>\n    <td class=\"hover-green\"><a href=\"https:\/\/hu662.shop\/blog\/479\/debt-consolidation-recommend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udcb5\u50b5\u52d9\u6574\u5408\u63a8\u85a6\u9280\u884c<\/a><\/td><\/tr>\n  <tr>\n<th colspan=\"3\"><a href=\"https:\/\/pse.is\/5nl6wm\" target=\"_blank\" rel=\"noreferrer noopener\">30\u79d2\u53d6\u5f97\u500b\u4eba\u4fe1\u8cb8\u9810\u6e2c\u5831\u544a<\/a><\/th>\n<\/tr>\n<\/table><\/tbody>\n","protected":false},"excerpt":{"rendered":"<p>\u60f3\u8981\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u8a72\u5411\u54ea\u5bb6\u9280\u884c\u7533\u8acb\u6bd4\u8f03\u597d\u5462\uff1f\u738b\u9053\u9280\u884c\u662f\u6578\u4f4d\u9280\u884c\uff0c\u5229\u7387\u6703\u4e0d\u6703\u6bd4\u50b3\u7d71\u9280\u884c\u597d\uff1f\u672c\u7bc7\u5206\u4eabAlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2\u7684\u4f7f\u7528\u8005\u6848\u4f8b\uff0c\u544a\u8a34\u4f60\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u8ab0\u9069\u5408\u7533\u8acb\u738b\u9053\u9280\u884c\u8cb8\u6b3e\uff1f\u4ee5\u53ca\u8981\u7533\u8acb\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u6709\u54ea\u4e9b\u6ce8\u610f\u4e8b\u9805\u53ca\u689d\u4ef6\uff0c\u60f3\u77e5\u9053\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f\u90a3\u9ebc\u5c31\u5feb\u9ede\u770b\u4e0b\u53bb\u5427\uff01<\/p>\n","protected":false},"author":2,"featured_media":1195,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[2,3],"tags":[43,39,285,284],"class_list":["post-1192","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case","category-bank-loan","tag-43","tag-39","tag-285","tag-284"],"fimg_url":"https:\/\/hu662.shop\/blog\/wp-content\/uploads\/2022\/11\/\u738b\u9053\u9280\u884c\u8cb8\u6b3e\u597d\u904e\u55ce\uff1f2.68-2\u5929\u5feb\u901f\u6838\u8cb8.\u8f15\u9b06\u89e3\u6c7a\u8cc7\u91d1\u7f3a\u53e3.jpg","_links":{"self":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/1192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/comments?post=1192"}],"version-history":[{"count":4,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/1192\/revisions"}],"predecessor-version":[{"id":6144,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/posts\/1192\/revisions\/6144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media\/1195"}],"wp:attachment":[{"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/media?parent=1192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/categories?post=1192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hu662.shop\/blog\/wp-json\/wp\/v2\/tags?post=1192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}